Insurance for Equipment Rentals

Get business insurance with optimized coverage to meet your exact needs

Prefer to speak with a CoverWallet consultant? Call (646) 844--9933 anytime.

Better, Regardless of Your Size

  • Cover your rentals, cover your business, get fast and affordable insurance today

  • Get equipped with the right insurance today

  • Affordable equipment rental insurance with no shortcuts

  • Get equipped with the right insurance, so you can get back to work worry-free

Coverage Plans for All Your Needs

BASIC

Essential coverages to meet client demands


General Liability (GL)

From
39
Month
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Includes:

  • Coverage against claims from bodily injury, property damage and personal injury
  • Coverage for products/completed operations

STANDARD

When you also have equipment or operate from an office


General Liability + Property (bundle them with a BOP)

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All Basic plan benefits and:

  • Bodily injury
  • Damage to third party property
  • Business personal property
  • Personal injury
  • Lost business income
  • Equipment breakdown

PRO

Get protected against employment-related issues


Business Owners Policy (BOP) + Workers Compensation*

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All Standard plan benefits and:

  • Coverage for work-related accidents and disease and subsequent:
    • Ongoing medical care (such as rehab)
    • Missed wages during recovery

*plus Workers Compensation

CUSTOM

When you have specific requirements


Including Commercial Auto, Cyber Liability, etc.

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ALREADY INSURED?

We will take care of the switching hassle.

Call us at (646) 844--9933 for help and more information

We've Got You Covered with Coverage You Need

With the equipment you hold and manage for customers there is a deal of financial risk that occurs with everything under your roof. With workers on the move with the equipment and potential damage to your building, there is much to cover in case there is need for repair or replacement. Possible injury on the job needs coverage for medical costs while also preventing employee lawsuits in those events.

Act Now, Get Protected Easily, Quickly and Affordably

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Frequently Asked Questions

What are risks equipment rentals could face?

Equipment rentals are at risk with slips, falls, auto collisions while transporting the equipment, property damage or theft. The list is exhaustive but these instances could cause a huge dent in your financial resources from medical bills, repair or replacement of the equipment and lawsuits. Your equipment rental insurance will make sure these risks are mitigated.

How can I reduce my equipment rental risks?

Make sure to have the right equipment rental insurance that covers all instances. General Liability insurance will protect your equipment rental business from slip and fall claims and other liability risks. Commercial Auto insurance will cover your vehicles in case of an accident. Inland Marine will cover rental equipment that is in transit. These are just some of the needed insurances that can help reduce equipment rental risks.

Do I need Workers Compensation for my equipment rental business?

Yes. Workers' Compensation is mandatory in most states. If you meet the state-mandated minimum number of employees then you'll need a Workers' Compensation for your equipment rental business.

How much does equipment rental insurance cost?

The price varies based on the type of insurance needed to protect your business. General Liability is essential and could cost around $400-$500 annually. To protect the liability risks Professional Liability insurance is required, which could cost up to $3000 per year. Driving your rental equipment to and from clients, you´ll need Commercial Auto insurance, which would cost up to $1900 annually.

Peace of Mind, At Your Fingertips

CoverWallet utilizes state of the art technology to help small businesses understand and buy customized coverage, get significant savings and conveniently manage their insurance, in a matter of minutes, all through our online platform.

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I was extremely satisfied with all services and communications with customer support. I would definitely recommend to others. Thank you CoverWallet!

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