Insurance for Emergency and Relief Services

This vital industry provides emergency services that include medical assistance, disaster relief, and emergency housing. Professionals in this industry include physicians, surgeons, and emergency medical staff, as well as workers who specialize in disaster relief of all kinds.

Emergency and other relief services face a lot of risks. Your insurance will safeguard your business against the many known and unknown risks. The insurance will protect your finances as it will kick in for coverage before you have to spend your personal and business finances to repair damages.

Your emergency and other relief services are prone to a lot of risks. Here are some of those:

• You got an emergency call and have provided emergency services to a client. However, the client has suffered a personal injury and your business is sued for the damages.
• Your employee has suffered an injury while on the job. Your business will be held liable for the medical and rehabilitation expenses, along with lost wages until they can return to work.

These are just some of the many that emergency and other relief services can face.

The cost of your insurance varies based on the type of business, the number of employees you have, the coverage you need and many other criteria. Without taking these into account, below is the average cost of your insurance policies:

• General Liability costs about $500 in annual premiums.
• Business Owners Property (BOP) costs about $900 in annual premiums.
• Commercial Property insurance costs about $400 in annual premiums.