Insurance for Elementary and Secondary Schools

Get business insurance with optimized coverage to meet your exact needs

Prefer to speak with a CoverWallet consultant? Call (646) 844--9933 anytime.

Better, Regardless of Your Size

  • Get a fast and free quote for insurance that is not too cool for school

  • Insurance that lets you hit the books, risk-free

  • No need to study. We'll help you get the right insurance for your business

  • Get an A+ in coverage. Apply for a quote today

Coverage Plans for All Your Needs

BASIC

Essential coverages for your school


General Liability (GL)

From
39
Month
Instant quote »

Includes:

  • Coverage against claims from bodily injury, property damage and personal injury
  • Coverage for products/completed operations

STANDARD

Protect also your property, equipment and inventory


General Liability + Property (bundle them with a BOP)

Instant quote »

All Basic plan benefits and:

  • Bodily injury
  • Damage to third party property
  • Business personal property
  • Personal injury
  • Lost business income
  • Equipment breakdown

PRO

Get covered against professional negligence


BOP + Professional Liability

Instant quote »

All Standard plan benefits and:

  • Professional negligence
  • Retroactive claims (previous contracted work)
  • Subcontractor errors

CUSTOM

When you have specific requirements


Including Workers Compensation, Umbrella, etc.

Instant quote »

ALREADY INSURED?

We will take care of the switching hassle.

Call us at (646) 844--9933 for help and more information

We've Got You Covered with Coverage You Need

All schools are responsible for the education of the students in their care, placing you at risk of lawsuits from unhappy parents or other family members. In the event of an injured employee, student or visitor it is important to have coverage for medical costs and potential legal fees. Keep everything running safe and sound with all the proper coverage.

Act Now, Get Protected Easily, Quickly and Affordably

See how much you could be saving, with best in class insurance partners.

Get a free quote, all you need to enter is your zip code to get started.

Or call (646) 844--9933 anytime.

Get protected easily with CoverWallet

Frequently Asked Questions

What risks do elementary and secondary schools face?

Teachers spend their days with students, colleagues and parents. This makes them susceptible to diseases and viral infections. According to recent studies, roughly 7% of the teachers in the US face injury each year. This is due to the fact that some students are armed with a knife, a club or even a gun. The teacher could file a claim against the school for lack of professional recognition, discrimination, inadequate salary, etc. Schools usually face a case of sexual abuse either from teachers to their fellow workmates or teachers to the students. These are just some of the many risks that elementary and secondary schools face.

How can an elementary and secondary school minimize these risks?

Your teachers should have Health Insurance and Workers' Compensation to help cover the expenses of the teacher's medical or rehabilitation expenses if they are sick or injured at work. For claims against their salary, employee discrimination, and other related cases, you'll need Employment Practices and Liability Insurance (EPLI). This will cover defense costs and other fees from employment-related issues.

For all other instances, you'll need to purchase an insurance that can cover most of the risks and liabilities that your business might face. Business Owners Policy (BOP) covers most of the common property and liability risks.

How can I insure my school against sexual abuse claims?

Sexual abuse claims are a common liability schools face. A General Liability will usually have this as an add-on and it is usually called abuse and molestation coverage. The policy will cover the defense and liability costs up to the liability limits of the insurance. The limits can go as high as three million dollars but if that is not enough, you can add more limits to your policy through Umbrella Insurance.

Why should an elementary or secondary school buy Professional Liability?

Professional Liability insurance is your safety net when the teachers are involved in a work-related lawsuit. This insurance will provide coverage to schools and school districts from the risks of legal consequences caused by their professional mistakes. For example, a school created a curriculum to improve math test scores; however, after implementation, the test score did not improve as expected. The school or district will be held liable and if sued, the Professional Liability insurance will cover the legal costs and the settlement amount up to the limit of the policy.

Peace of Mind, At Your Fingertips

CoverWallet utilizes state of the art technology to help small businesses understand and buy customized coverage, get significant savings and conveniently manage their insurance, in a matter of minutes, all through our online platform.

why coverwallet

Businesses Love CoverWallet

Our mission is to help small businesses to be better protected, informed and served. See what our customers are saying.

Testimonial John White

Personalized Service

5 stars service

John White, Restaurant Owner

I didn’t know what type of insurance I needed for my new business so I called CoverWallet and the agent provided me with everything in under an hour!

Testimonial Laura Campbell

Quick and Easy!

5 stars service

Laura Campbell, Distributor

There is nothing more that CoverWallet could have done to make the process any faster or easier. They made it as painless as possible.

Testimonial Anthony Williams

Honest and Transparent

5 stars service

Anthony Williams, Contractor

I was extremely satisfied with all services and communications with customer support. I would definitely recommend to others. Thank you CoverWallet!

We are making headlines!

Already insured?

No worries, keep your insurance, just get an account with us to manage your policies, certificates of insurance and more

Get CoverWallet »

Need help? Get free advice

Understand in 10 seconds what type of insurance your industry needs, and why

Insurance Assessment »

The Power Behind CoverWallet

Algorithms, Science, Magic
Customized, Intelligent Application
State of the Art Technology

Algorithms, Science, Magic!

You wanted better protection and cheaper pricing. So did we. We baked that dream into everything we've set out to accomplish in building our award winning platform.

Customized, Intelligent Application

We have one! How much could we have really improved the insurance purchase process? Try us! We ask only the questions you need to answer, nothing more.

State of the Art Technology

We've built all our fancy tech from scratch, which allows us to get you certificates on demand, free of charge, and for us to find you savings.

Are you ready to get down to business?

Enter your zipcode to get started or call (646) 844--9933 anytime.