Insurance for Electronics Stores

Get business insurance with optimized coverage to meet your exact needs

Prefer to speak with a CoverWallet consultant? Call (646) 844-9933 anytime.

Better, Regardless of Your Size

  • Get insured in an instant; your quote and proof of insurance in a snap

  • Easy insurance application that you can do on the go

  • Insurance doesn't need to be expensive for Electronics Stores

  • Relax. We can protect your Electronics Stores

Coverage Plans for All Your Needs


Essential coverages to meet client demands

General Liability (GL)

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  • Coverage against claims from bodily injury, property damage and personal injury
  • Coverage for products/completed operations


When you also have equipment or operate from an office

General Liability + Property (bundle them with a BOP)

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All Basic plan benefits and:

  • Bodily injury
  • Damage to third party property
  • Business personal property
  • Personal injury
  • Lost business income
  • Equipment breakdown


Get protected against employment-related issues

Business Owners Policy (BOP) + Workers Compensation*

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All Standard plan benefits and:

  • Coverage for work-related accidents and disease and subsequent:
    • Ongoing medical care (such as rehab)
    • Missed wages during recovery

*plus Workers Compensation


When you have specific requirements

Including Business Interruption, Cyber Liability, etc.

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We will take care of the switching hassle.

Call us at (646) 844-9933 for help and more information

Act Now, Get Protected Easily, Quickly and Affordably

See how much you could be saving, with best in class insurance partners.

Start your application and get a free quote in minutes.

Or call (646) 844-9933 anytime.

Get protected easily with CoverWallet

Frequently Asked Questions

Why do Electronics Stores need insurance?

Establishments in this industry sell both consumer and household electronics. Retail shops will specialize in new electronic products and software such as televisions, cameras, computers; or household electronics and appliances, such as refrigerators, vacuum cleaners, air conditioners, ovens, and similar devices.

Your business could be one faulty product away from falling bankrupt, especially when the product you have sold to your customer causes them financial harm. Without insurance, your business will be paying court and legal fees from your business or personal finances. Insurance is your business’s safety net. It makes sure that when it happens, your insurance will pay for the expenses up to its covered limits.

What risks do Electronics Stores face?

Opening an electronics store business comes with inherent risks. Some of those include:

  • Business property can be destroyed by fire, flood or any natural disaster. The inventory, once wet or engulfed in flames, can no longer be sold. You’ll then have to restock everything, a huge financial loss for your business.
  • Your electronic store is prone to theft of money or your properties.
  • Employees could become sick or injured on the job and you will be responsible for the medical fees and rehabilitation costs. They could also sue your business for negligence.

These are just some of the many risks electronics stores can face.

How much does insurance cost for Electronic Stores?

The cost of insurance for electronics stores varies on the type of services you offer, the size of your business, the number of employees you have and many other criteria. To determine the cost of your insurance, take our online assessment or simply call our customer service representatives. We’ll be happy to assist you with your needs.

Peace of Mind, At Your Fingertips

CoverWallet utilizes state of the art technology to help small businesses understand and buy customized coverage, get significant savings and conveniently manage their insurance, in a matter of minutes, all through our online platform.

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John White, Restaurant Owner

I didn’t know what type of insurance I needed for my new business so I called CoverWallet and the agent provided me with everything in under an hour!

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Laura Campbell, Distributor

There is nothing more that CoverWallet could have done to make the process any faster or easier. They made it as painless as possible.

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Honest and Transparent

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Anthony Williams, Contractor

I was extremely satisfied with all services and communications with customer support. I would definitely recommend to others. Thank you CoverWallet!

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