When you also have equipment or operate from an office
All Basic plan benefits and:
Get protected against employment-related issues
All Standard plan benefits and:
*plus Workers Compensation
General Liability insurance covers a wide range of claims associated with damage to a venue or injury to one of the event guests relating to your equipment or work. It also includes coverage for personal and advertising injury claims.
Commercial Property insurance covers property your business owns or leases, including equipment, supplies and your working location. It pays to repair or replace these items if they are stolen or damaged by a covered scenario, from natural disaster to theft or fire and more.
Business Interruption insurance covers loss of business income when you have to close after damaged or destroyed property. This insurance is usually included in other property insurance policies. It covers your income if a third party cancels an event.
Similar to Commercial Property, but it protects your equipment when it’s in transit from storage or your office to working locations, and it is damaged or stolen.
The main goal of any disc jockey is to create excitement and energy through music at weddings, parties or dance clubs. Getting guests out of their seats and onto the dance floor is often perceived as an easy task with little risk. If your DJ business is a source of revenue and you book gigs often, DJ insurance is important. Insurance protects you if an incident, claim, or lawsuit occurs and you are held liable for damages.
Disc Jockeys face several risks as entertainers:
Today, most venues require DJs to show proof of insurance, and without it you risk not booking jobs.
The cost of DJ insurance varies depending on what you want to cover and which company you choose. Most companies will want a breakdown of the value of your equipment in addition to your experience, safety procedures and a description of the types of services you offer. To get a quote on disk jockey insurance now, fill out our online quote form.
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