Dietitian Insurance
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What Insurance Do Dietitian Need?
Workers Compensation covers your employees' medical costs and lost wages while recovering from a work-related injury or illness. The employee gives up the right to sue your company in return for receiving cash and benefits from Workers Compensation. In some states it’s mandatory for businesses!
General Liability Insurance protects your small business against claims of third-party bodily injury and property damage, reputational harm and advertising injury. It covers medical bills, repair costs & legal fees.
Professional Liability Insurance (or E&O Insurance), protects your small business from claims of mistakes, negligence or malpractice made when providing your services that caused sobody financial loss. PLI covers your legal defense costs, damages and settlements.
Business Owners Policy (BOP) protects you from business liability and property damage at a lower cost. BOP covers claims resulting from fire, theft & disasters. BOP also covers claims of bodily injury or property damage during your business operations.
Frequently Asked Questions
Why do Dietitians need insurance?
Insurance is your business’s safety net. For example, when a client sues your business because you aren’t able to give the client the result that they deserve you’ll be responsible for paying for the damages or the lawsuits that would happen should the customer files for a complaint. For this reason, insurance will pay all covered expenses in order to save you extreme financial loss.
What risks do Dietitians face?
While dietitians do not face the same risks as a surgeon or doctor, they still provide advice to clients and are prone to liability risks:
- The business property is at risk of fire, flood, theft, vandalism and even damage due to a natural disaster.
- Your employees could become sick or injured on the job and they could sue your business for negligence.
- A client could file a claim that your advice or service did not provide proper results, leading to a lawsuit.
These are just some of the many risks dietitians could face.
How much does Dietitian Insurance cost?
The cost of insurance varies on several factors, usually the type of your business, the number of employees you have, the property you have and the coverage your business needs. Without taking to account these factors, below is the average cost of business insurance:
- General Liability insurance costs $400 in annual premiums.
- Commercial Property insurance costs around $500 in annual premiums.
- Professional Liability insurance costs $900 in annual premiums.
What are Dietitians all about?
In this industry, companies are engaged in assisting clients to maintain or achieve their desired weight and body figure. Part of their services are a planned menu and exercise routines, as well as the intake of supplements essential to shed excess weight.