Dance Studio Insurance

Get business insurance with optimized coverage to meet your exact needs

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Better, Regardless of Your Size

  • Dance your way to fast and free insurance quotes

    Do you need a proof of insurance before you can offer dance lessons? That's easy. Simply apply online and get your Certificate of Insurance (COI) delivered to your inbox.

  • Insurance that covers you from head to toe. Get a quote today

    In just a few seconds, you'll get a free quote and buy your insurance. Our fast and simple online application can get you insurance in no time at all.

  • Affordable insurance that gives you something to dance about

    We protect your business according to your needs. Just give us a call and we'll be able to provide insurance based on your needs and budget. As low as $39/month.

  • Get back to your Pirouettes today, not tomorrow

    In just a few minutes, you can get back to teaching that perfect Pirouette. Our fast and free quotes and simple application process will get you started in no time at all. Get a quote now!

Coverage Plans for All Your Needs

BASIC

Essential coverages to meet client demands

General Liability (GL)

From
39
Month
Instant quote »

Includes:

  • Coverage against claims from bodily injury, property damage and personal injury
  • Coverage for products/completed operations
Get BASIC plan

STANDARD

When you also have equipment or operate from a studio

General Liability + Property (bundle them with a BOP)

From
49
Month
Instant quote »

All Basic plan benefits and:

  • Bodily injury
  • Damage to third party property
  • Business personal property
  • Personal injury
  • Lost business income
  • Equipment breakdown
Get STANDARD plan

PRO

Get protected against employment-related issues

Business Owners Policy (BOP) + Workers Compensation*

From
49
Month
Instant quote »

All Standard plan benefits and:

  • Coverage for work-related accidents and disease and subsequent:
    • Ongoing medical care (such as rehab)
    • Missed wages during recovery
      *plus Workers Compensation
Get PRO plan

CUSTOM

When you have specific requirements

Including Business Interruption, Commercial Auto, etc.

From
___
Month
Instant quote »

ALREADY INSURED?

We will take care of the switching hassle.

Call us at (646) 844-9933 for help and more information

We've Got You Covered with Coverage You Need

General Liability

General Liability insurance covers a broad range of possible incidents that can happen at your dance studio including: Bodily injuries to customers (or other third parties), such as breaking a leg or spraining an ankle and third-party property damage, such as an employee spilling water on a dancer’s bag and damaging their laptop.

Workers Compensation

If you have more than 3-5 employees working in your studio, you may need to obtain Workers' Compensation. Depending on the state you operate in, Workers' Compensation is often required. It provides medical expense coverage and rehabilitation for employees who are injured or become sick at work. And coverage for an employee’s lost wages while they're unable to work.

Business Interruption

Business Interruption is a type of insurance that covers the loss of income that your business suffers due to a disaster-related incident that forces your dance studio to close. The income loss may be due to a fire, property damage and other related risks. The insurance will cover the lost profits, rent, taxes, utilities, payroll, advertising and relocation fees.

Commercial Property

A coverage to consider for dance studios is Commercial Property insurance. This policy provides coverage for:

  • Building damage due to natural disasters and vandalism
  • Equipment damage, such as broken mirrors or sound systems, caused by other perils such as a fire

Act Now, Get Protected Easily, Quickly and Affordably

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Frequently Asked Questions

Why do Dance Studios need insurance?

Dance studios can attract many patrons wanting to acquire a new skill or get in shape. However, the nature of the work done in dance studios, from practicing choreography to teaching fitness classes, so it can be very risky.

When teaching choreography or rehearsing for a performance, an accident can happen. A dancer may slip and break a leg, a costly medical expense. Dance studio equipment, such as speakers and mirrors, also face the risk of being damaged. Also, if you teach a Zumba class and a participant bumps into and breaks the sound equipment, you will end up having to pay for all damages including injuries, equipment, and your studio. With such risks in mind, insurance for dance studios can be incredibly valuable.

How much does Dance Studio Insurance cost?

Insurance for dance studios can differ in cost depending on the types of coverage you need. In addition, factors such as the type of building used for the studio, the number of employees and the number of participants can influence the price of your selected insurance. It just takes you a few minutes to get a free quote and determine the actual insurance costs.

What risks could Dance Studios face?

Dance studios come with many risks, here are some of those:

  • A customer could slip on the floor because of a water spill. The customer suffers a broken arm that results in medical bills and a liability lawsuit for you.
  • One of your workers suffers an injury and breaks his leg. Your business is responsible for the medical fees.
  • Your property could be damaged or vandalized. The cost of repairing or replacing any damaged property could cause a serious financial letdown.

Peace of Mind, At Your Fingertips

CoverWallet utilizes state of the art technology to help small businesses understand and buy customized coverage, get significant savings and conveniently manage their insurance, in a matter of minutes, all through our online platform.

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