Computer Programmer Insurance

As a computer programming service, you face the same risks as a regular brick-and-mortar business, particularly if you offer consulting services. Your services, especially computer programs, rely on the systems your business develops to run smoothly. If your program fails, or doesn't meet your client's expectations, you could be the target of lawsuits. An insurance policy will cover defense costs, court fees and other legal expenses. Without insurance, this will come from your pocket. Any business can be crippled financially without an insurance.

Computer programming businesses make, debug or maintain programs for clients. They also offer consultation services to help clients find the right programs. When a program fails, like a payroll program pays out too much, you'll be faced with lawsuits that could cost millions of dollars in punitive damages. Other risks include:

• Your property could catch fire, damaging the building and the contents inside.
• If you work from home, the business property won't be covered by the homeowner's policy, if fire, theft, natural disaster or property damage occurs.
• Cybercrime is the most serious risk faced. Your business can be hacked or someone may claim that your business is responsible for the data breach, malware attack identity theft, and other related incidents.

These are just a few of the many risks a computer programming services can face.

The cost of insurance for computer programmer varies based on several factors. The policy provider will determine the type of services you do, the number of employees you have and the amount of insurance you need before they'll provide you with a quote for the monthly cost of your insurance.

To get a free quote for your insurance, apply online or call our service representatives.