Crafters Insurance

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  • Got a minute? That's all that it takes to get crafters insurance

  • Fast, effortless insurance processing for craft businesses

  • Insurance for craft businesses at a bargain

  • All-in-one, risk-free insurance for your business

Coverage Plans for All Your Needs


Essential coverages to meet client demands

General Liability (GL)

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  • Coverage against claims from bodily injury, property damage and personal injury
  • Coverage for products/completed operations


When you also have equipment or operate from an office

General Liability + Property (bundle them with a BOP)

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All Basic plan benefits and:

  • Bodily injury
  • Damage to third party property
  • Business personal property
  • Personal injury
  • Lost business income
  • Equipment breakdown


Protect your business travels

BOP + Commercial Auto

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All Standard plan benefits and:

  • Coverage against claims from 3rd party bodily injury and property damage
  • Physical damage protection with comprehensive and collision coverage


When you have specific requirements

Including Workers Compensation, Business Interruption, etc.

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We will take care of the switching hassle.

Call us at (646) 844-9933 for help and more information

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Frequently Asked Questions

Why do Craft Businesses need insurance?

When you have a craft business, you take additional risks and assets compared to being employed. Whether a customer trips inside at your booth during a craft show, your equipment malfunctions or is stolen, you'll be responsible for the costs associated with it.

When your craft business has insurance, the insurance will kick in and cover these expenses until it has reached its limits. For just a small monthly fee, your business and personal assets are protected from the many known and unknown incidents.

What risks do Crafters face?

Opening a craft business comes with many risks. Here are some of those:

  • Someone trips at your booth during a craft show and suffers injuries. If they believe that medical compensation is not enough, they could sue your business.
  • Your computer-controlled embroidery machine is damaged or stolen. The cost to repair or replace the equipment could cause a serious dent in your business finances.
  • The building where you conduct your business burned to the ground. Whether you own or lease the building you are responsible for repairs or replacements of not only the building but also the properties inside it, especially when your business is at fault.

How much does Crafters Insurance cost?

Every business has unique needs and insurance can differ widely on the level of risks. Typically, an insurance company will determine the type of business you have, the number of employees and the insurance needed before they can give you a quote for your craft business. Without taking these into account, here's the average cost of the most common insurance you need for your business:

  • General Liability insurance costs $500 in annual premiums.
  • Product Liability insurance costs $400 in annual premiums.
  • Business Owner's Policy costs $900 in annual premiums.

What are Craft Businesses all about?

Businesses in this industry manufacture toys, jewelry, and instruments. Establishments may specialize in the production of items such as autophones, banjos, guitars, balls, checkerboards, children’s go-carts or dolls. Some establishments will specialize in the engraving, chasing, etching, polishing, or faceting of jewelry and drilling, sawing and peeling of cultured and custom pearls.

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