Insurance for Cosmetics Stores

Get business insurance with optimized coverage to meet your exact needs

Prefer to speak with a CoverWallet consultant? Call (646) 844--9933 anytime.

Better, Regardless of Your Size

  • Get proof of insurance in less than five minutes

  • Fast and effortless purchase of insurance policies

  • Low-cost monthly plans but with better coverage

  • Professional service just for Cosmetic Stores

Coverage Plans for All Your Needs

BASIC

Essential coverages to meet client demands


General Liability (GL)

From
39
Month
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Includes:

  • Coverage against claims from bodily injury, property damage and personal injury
  • Coverage for products/completed operations

STANDARD

When you also have equipment or operate from a store


General Liability + Property (bundle them with a BOP)

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All Basic plan benefits and:

  • Bodily injury
  • Damage to third party property
  • Business personal property
  • Personal injury
  • Lost business income
  • Equipment breakdown

PRO

Get protected against employment-related issues


Business Owners Policy (BOP) + Workers Compensation*

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All Standard plan benefits and:

  • Coverage for work-related accidents and disease and subsequent:
    • Ongoing medical care (such as rehab)
    • Missed wages during recovery

*plus Workers Compensation

CUSTOM

When you have specific requirements


Including Business Interruption, Cyber Liability, etc.

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ALREADY INSURED?

We will take care of the switching hassle.

Call us at (646) 844--9933 for help and more information

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Or call (646) 844--9933 anytime.

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Frequently Asked Questions

Why do Cosmetics Stores need insurance?

This industry retails products like makeup, toiletries, perfumes, and other similar personal grooming supplies.

Running a cosmetic store comes with plenty of risks, and without any risk management in place, your business could lose a lot of money. Insurance will pay for the medical costs, attorney fees, court costs, and related fees when covered under the policy.

What risks do Cosmetics Stores face?

The more people are at your cosmetic store, the more customers you have on the premises, the more there are at risk. For example, if a customer trips, slips or falls, you will be responsible for the medical treatment. You will also need to pay for the repairs to any damage to your property. Some examples include:

  • When a tornado or fire hits your property or a burglar breaks into a window, you need to make the repairs right away. This can be costly if you don't have insurance.
  • When you employ several people, you need to provide a means to cover their medical fees if they get sick or injured on the job.

How much does insurance Cosmetic Store Insurance cost?

The cost of insurance for cosmetic stores depends on the type of business you offer, the number of employees you have, the size of your business property and many other factors. To get the cost of your insurance simply apply online or give us a call. Our customer services representative will be very glad to assist you.

Peace of Mind, At Your Fingertips

CoverWallet utilizes state of the art technology to help small businesses understand and buy customized coverage, get significant savings and conveniently manage their insurance, in a matter of minutes, all through our online platform.

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Personalized Service

5 stars service

John White, Restaurant Owner

I didn’t know what type of insurance I needed for my new business so I called CoverWallet and the agent provided me with everything in under an hour!

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Quick and Easy!

5 stars service

Laura Campbell, Distributor

There is nothing more that CoverWallet could have done to make the process any faster or easier. They made it as painless as possible.

Testimonial Anthony Williams

Honest and Transparent

5 stars service

Anthony Williams, Contractor

I was extremely satisfied with all services and communications with customer support. I would definitely recommend to others. Thank you CoverWallet!

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You wanted better protection and cheaper pricing. So did we. We baked that dream into everything we've set out to accomplish in building our award winning platform.

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State of the Art Technology

We've built all our fancy tech from scratch, which allows us to get you certificates on demand, free of charge, and for us to find you savings.

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