Insurance for Cosmetics Stores

This industry retails products like makeup, toiletries, perfumes, and other similar personal grooming supplies.

Running a cosmetic store comes with plenty of risks, and without any risk management in place, your business could lose a lot of money. Insurance will pay for the medical costs, attorney fees, court costs, and related fees when covered under the policy.

The more people are at your cosmetic store, the more customers you have on the premises, the more there are at risk. For example, if a customer trips, slips or falls, you will be responsible for the medical treatment. You will also need to pay for the repairs to any damage to your property. Some examples include:

• When a tornado or fire hits your property or a burglar breaks into a window, you need to make the repairs right away. This can be costly if you don't have insurance.
• When you employ several people, you need to provide a means to cover their medical fees if they get sick or injured on the job.

The cost of insurance for cosmetic stores depends on the type of business you offer, the number of employees you have, the size of your business property and many other factors. To get the cost of your insurance simply apply online or give us a call. Our customer services representative will be very glad to assist you.