Insurance for Computer Facilities Management Services

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Frequently Asked Questions

Why do Computer Facilities Management Services need insurance?

These businesses provide support and on-site management of facilities. Part of this industry is data processing, facilities support, and computer systems.

Bad things can happen, even to the most conscientious business owners. Even if you have a fortunate amount of financial resources, your business won't be able to survive. Piles and piles of lawsuits may come your way and any business won't last without insurance.

What risks do Computer Facilities Management Services face?

There are many risks computer facilities services can face. Here are some:

  • While repairing a computer one of the wires short circuits, killing the computer completely. Your business will be held liable for the replacement of the computer.
  • You provided services to your client, but the end result did not satisfy your clients. They sue for loss of income, leaving you paying for court costs and legal fees.
  • While on the way to a client, your driver is in an accident and is at fault. Your business will be held responsible for the collision, property damage, and medical costs.

How much does insurance cost for Computer Facilities Management Services?

There are many factors that influence the cost of insurance for every business. Most insurances will ask for your financial capability, a number of employees and other factors. To give you an idea, here are some of the average price of the common insurance policies:

  • The cost of General Liability insurance will cost around $400 to $1000 annually.
  • The cost of Professional Liability insurance is around $900 to $1000 annually.
  • Business Owners Policy (BOP) will cost around $900 annually.

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