General Liability insurance protects you and your business against claims of property damage, third-party bodily injury and advertising mistakes that can arise from your business operations.
Commercial Auto insurance is important to safeguard your business against the risks of driving a vehicle for business. When your employee is sued following a serious accident in a commercial vehicle you own like a car, service van or truck, Commercial Auto insurance covers the costs of medical payments, collisions, auto liability, and other related expenses.
Workers' Compensation provides medical and rehabilitation benefits and wage compensation for workers who have suffered from job-related illness and injuries. The insurance is mandatory in most states and it is important that you have it or you will face financial penalties.
When you serve food that causes customers illness, you'll be glad to have Product Liability insurance. This insurance protects your business from these types of claims and covers the legal fees that could otherwise lead to a major financial hardship. The insurance will also cover the medical costs, business damages and other related fees.
Professionals in this industry provide aid for people who cannot prepare food for themselves (such as the elderly, impoverished, or those with a disability). Examples of these establishments include food banks, meal delivery programs, and mobile soup kitchens.
Good practices, excellent customer service, and quality products are not enough to keep your business afloat. When your business is involved in risks like property damage, physical injury, lawsuits or any that you can't control, insurance will serve as a protection of your business assets and financial resources.
About 30% of community food services startups fail within a year of business. This is because most fail to ensure that proper risk management procedures like getting insurance. There are unique risks that your business can face and without property risk management, these risks could instantly destroy your business. Here are some of those:
The cost of insurance for community food services varies on the type of services you offer, the number of employees you have and many other factors. An experienced insurance agent can help you find the right insurance for your community food services. You can either apply online to get a free quote or contact our customer services representatives.
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