Insurance for Community Food Services

Get business insurance with optimized coverage to meet your exact needs

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Better, Regardless of Your Size

  • Fast processing for community food services: get it today

  • Fast, effortless processing of insurance policies; get a quote today

  • Insurance just for community food service: low rates with improved coverage

  • We offer the best service just for you

Coverage Plans for All Your Needs

BASIC

Essential coverages to meet client demands


General Liability (GL)

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Includes:

  • Coverage against claims from bodily injury, property damage and personal injury
  • Coverage for products/completed operations

STANDARD

To protect your business equipment and property


General Liability + Property (bundle them with a BOP)

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All Basic plan benefits and:

  • Bodily injury
  • Damage to third party property
  • Business personal property
  • Personal injury
  • Lost business income
  • Equipment breakdown

PRO

Get covered against errors resulting in bodily injury


Business Owners Policy (BOP) + EPLI

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All Standard plan benefits and coverahe against claims from:

  • Prospect employees
  • Current employees
  • Former employees

CUSTOM

When you have specific requirements


Including Workers Compensation, Business Auto, etc.

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We will take care of the switching hassle.

Call us at (646) 844-9933 for help and more information

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Frequently Asked Questions

Why do Community Food Services need insurance?

Professionals in this industry provide aid for people who cannot prepare food for themselves (such as the elderly, impoverished, or those with a disability). Examples of these establishments include food banks, meal delivery programs, and mobile soup kitchens.

Good practices, excellent customer service, and quality products are not enough to keep your business afloat. When your business is involved in risks like property damage, physical injury, lawsuits or any that you can't control, insurance will serve as a protection of your business assets and financial resources.

What risks do Community Food Services face?

About 30% of community food services startups fail within a year of business. This is because most fail to ensure that proper risk management procedures like getting insurance. There are unique risks that your business can face and without property risk management, these risks could instantly destroy your business. Here are some of those:

  • Food can make people sick, making you responsible for medical expenses and a possible lawsuit.
  • Fires are the biggest risk because a slight mishap will destroy your property, cost you large amounts for property replacement and repair, inside and out.
  • Accidents can cause serious financial consequences. If a customer slips and is injured, you can be liable for the medical expenses. And if your employees are hurt on the job, you will be responsible as well.

How much does Insurance cost for community food services?

The cost of insurance for community food services varies on the type of services you offer, the number of employees you have and many other factors. An experienced insurance agent can help you find the right insurance for your community food services. You can either apply online to get a free quote or contact our customer services representatives.

Peace of Mind, At Your Fingertips

CoverWallet utilizes state of the art technology to help small businesses understand and buy customized coverage, get significant savings and conveniently manage their insurance, in a matter of minutes, all through our online platform.

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There is nothing more that CoverWallet could have done to make the process any faster or easier. They made it as painless as possible.

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I was extremely satisfied with all services and communications with customer support. I would definitely recommend to others. Thank you CoverWallet!

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