Insurance for Community Food Services

Get business insurance with optimized coverage to meet your exact needs

Prefer to speak with a CoverWallet consultant? Call (646) 844-9933 anytime.

Better, Regardless of Your Size

  • Fast processing for community food services: get it today

    When you need an insurance today, you don't have wait for it to arrive tomorrow. CoverWallet's fast processing of insurance policies will send your Certificates of Insurance (COI) the moment you're done with our online application.

  • Fast, effortless processing of insurance policies; get a quote today

    All it takes is a few minutes to get a quote and purchase your insurance. Our secure, transparent, fast and easy online application can get you insured in no time at all. You can even do it on the go through CoverWallet's mobile-friendly website.

  • Insurance just for community food service: low rates with improved coverage

    The reason our rates are low is that we create insurance policies that are unique to every business. This allows us to get rid of unnecessary coverage for your business; therefore saving costs in the long run.

  • We offer the best service just for you

    Lawsuits? Bad credit score? Relax, we've got you. We protect your business according to your needs. So even if you have a bad history, you are still welcome to apply with us. We'll help you find the best insurance for your business.

Coverage Plans for All Your Needs

BASIC

Essential coverages to meet client demands

General Liability (GL)

From
39
Month
Instant quote »

Includes:

  • Coverage against claims from bodily injury, property damage and personal injury
  • Coverage for products/completed operations
Get BASIC plan

STANDARD

To protect your business equipment and property

General Liability + Property (bundle them with a BOP)

From
49
Month
Instant quote »

All Basic plan benefits and:

  • Bodily injury
  • Damage to third party property
  • Business personal property
  • Personal injury
  • Lost business income
  • Equipment breakdown
Get STANDARD plan

PRO

Get covered against errors resulting in bodily injury

Business Owners Policy (BOP) + EPLI

From
189
Month
Instant quote »

All Standard plan benefits and coverahe against claims from:

  • Prospect employees
  • Current employees
  • Former employees
Get PRO plan

CUSTOM

When you have specific requirements

Including Workers Compensation, Business Auto, etc.

From
___
Month
Instant quote »

ALREADY INSURED?

We will take care of the switching hassle.

Call us at (646) 844-9933 for help and more information

We've Got You Covered with Coverage You Need

General Liability

General Liability insurance protects you and your business against claims of property damage, third-party bodily injury and advertising mistakes that can arise from your business operations.

Commercial Auto

Commercial Auto insurance is important to safeguard your business against the risks of driving a vehicle for business. When your employee is sued following a serious accident in a commercial vehicle you own like a car, service van or truck, Commercial Auto insurance covers the costs of medical payments, collisions, auto liability, and other related expenses.

Workers Compensation

Workers' Compensation provides medical and rehabilitation benefits and wage compensation for workers who have suffered from job-related illness and injuries. The insurance is mandatory in most states and it is important that you have it or you will face financial penalties.

Product Liability

When you serve food that causes customers illness, you'll be glad to have Product Liability insurance. This insurance protects your business from these types of claims and covers the legal fees that could otherwise lead to a major financial hardship. The insurance will also cover the medical costs, business damages and other related fees.

Act Now, Get Protected Easily, Quickly and Affordably

See how much you could be saving, with best in class insurance partners.

Start your application and get a free quote in minutes.

Or call (646) 844-9933 anytime.

Get protected easily with CoverWallet

Frequently Asked Questions

Why do Community Food Services need insurance?

Professionals in this industry provide aid for people who cannot prepare food for themselves (such as the elderly, impoverished, or those with a disability). Examples of these establishments include food banks, meal delivery programs, and mobile soup kitchens.

Good practices, excellent customer service, and quality products are not enough to keep your business afloat. When your business is involved in risks like property damage, physical injury, lawsuits or any that you can't control, insurance will serve as a protection of your business assets and financial resources.

What risks do Community Food Services face?

About 30% of community food services startups fail within a year of business. This is because most fail to ensure that proper risk management procedures like getting insurance. There are unique risks that your business can face and without property risk management, these risks could instantly destroy your business. Here are some of those:

  • Food can make people sick, making you responsible for medical expenses and a possible lawsuit.
  • Fires are the biggest risk because a slight mishap will destroy your property, cost you large amounts for property replacement and repair, inside and out.
  • Accidents can cause serious financial consequences. If a customer slips and is injured, you can be liable for the medical expenses. And if your employees are hurt on the job, you will be responsible as well.

How much does Insurance cost for community food services?

The cost of insurance for community food services varies on the type of services you offer, the number of employees you have and many other factors. An experienced insurance agent can help you find the right insurance for your community food services. You can either apply online to get a free quote or contact our customer services representatives.

Peace of Mind, At Your Fingertips

CoverWallet utilizes state of the art technology to help small businesses understand and buy customized coverage, get significant savings and conveniently manage their insurance, in a matter of minutes, all through our online platform.

why coverwallet

Businesses Love CoverWallet

Our mission is to help small businesses to be better protected, informed and served. See what our customers are saying.

Testimonial John White

Personalized Service

5 stars service

John White, Restaurant Owner

I didn’t know what type of insurance I needed for my new business so I called CoverWallet and the agent provided me with everything in under an hour!

Testimonial Laura Campbell

Quick and Easy!

5 stars service

Laura Campbell, Distributor

There is nothing more that CoverWallet could have done to make the process any faster or easier. They made it as painless as possible.

Testimonial Anthony Williams

Honest and Transparent

5 stars service

Anthony Williams, Contractor

I was extremely satisfied with all services and communications with customer support. I would definitely recommend to others. Thank you CoverWallet!

We are making headlines!

Already insured?

No worries, keep your insurance, just get an account with us to manage your policies, certificates of insurance and more

Get CoverWallet »

Need help? Get free advice

Understand in 10 seconds what type of insurance your industry needs, and why

Insurance Assessment »

The Power Behind CoverWallet

Algorithms, Science, Magic
Customized, Intelligent Application
Endless Experience!

Algorithms, Science, Magic!

You wanted better protection and cheaper pricing. So did we. We baked that dream into everything we've set out to accomplish in building our award winning platform.

Customized, Intelligent Application

We have one! How much could we have really improved the insurance purchase process? Try us! We ask only the questions you need to answer, nothing more.

Endless Experience!

We are proud to be part of Aon, the leading global professional services firm providing advice and solutions in Risk, Retirement and Health. With us, you’re in good hands!

Are you ready to get down to business?

Start your application and get a free quote in minutes or call (646) 844-9933 anytime.

Thanks! We will now guide you through our online application. It only takes a few minutes.