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Essential coverages to meet client demands
When you also have equipment or operate from an office
All Basic plan benefits and:
Get protected against employment-related issues
All Standard plan benefits and:
*plus Workers Compensation
Business Owners Policy (BOP) is an insurance policy that combines protection against general and commercial property-liability risks. It is insurance made for small and mid-sized business by providing more savings than buying individual insurance policies.
General Liability insurance protects your business against general claims involving third-party personal and bodily injury, property damage and advertising mistakes. It protects your business from many different risks by covering for the legal expenses and other related expenses when your business is involved in a liability suit, like a slip-and-fall claim.
Workers' Compensation is a form of insurance that provides medical and rehabilitation benefits to workers who become sick or injured on the job. Offering this insurance will then relinquish the employees' rights to sue your business for negligence, saving you and your employees money from the hassles of a legal claim.
Employment Practices and Liability Insurance (EPLI) covers the cost of defending a lawsuit against employees alleging discrimination, employment malpractice, failure to promote and other related incidents. Even if you choose not to hire someone, he or she could file a lawsuit against your business for discrimination.
Companies who work in this industry committed to maintaining and repairing communications equipment such as facsimile machines, fax machines, public address systems, and telephone equipment. These professionals do not sell any of these devices.
Insurance will protect your business when an unforeseen event happens to the business. The purpose of insurance is to cover the events that you know could possibly happen that would place you in a financial collapse.
For example, when your business is involved in a liability lawsuit, without insurance you'll have to pay for the legal and court costs. It's important to have insurance ahead of time, then you are prepared for any of these surprises.
Every business comes with risks, but they can easily be avoided if you have the right insurance. Below are some of the risks communication and equipment repair and maintenance face:
These are just some of the many risks your business will face.
Every business has unique needs. Your insurance provider will ask for the specifics like the type of your business, the number of employees you have, your average income and other factors. But without taking into account the business size, your industry type and the policy you purchased the average cost of an insurance policy is around $500 up to $1500 in the annual premiums.
To know more about the cost of your insurance, apply for a quote online or talk to our customer service representatives.
CoverWallet utilizes state of the art technology to help small businesses understand and buy customized coverage, get significant savings and conveniently manage their insurance, in a matter of minutes, all through our online platform.
You wanted better protection and cheaper pricing. So did we. We baked that dream into everything we've set out to accomplish in building our award winning platform.
We have one! How much could we have really improved the insurance purchase process? Try us! We ask only the questions you need to answer, nothing more.
We've built all our fancy tech from scratch, which allows us to get you certificates on demand, free of charge, and for us to find you savings.