Insurance for Commercial Bakeries

Get business insurance with optimized coverage to meet your exact needs

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Better, Regardless of Your Size

  • Get insured, even before you start baking

  • Piece of cake! Fast and easy online application

  • We baked an insurance just for you

  • All-in-one professional service for commercial bakeries

Coverage Plans for All Your Needs

BASIC

Essential coverages to meet client demands


General Liability (GL)

From
39
Month
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Includes:

  • Coverage against claims from bodily injury, property damage and personal injury
  • Coverage for products/completed operations

STANDARD

Required coverage to operate


General Liability (GL) + Property (bundle them with a BOP)

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All Basic plan benefits and:

  • Bodily Injury
  • Damage to third party property
  • Business Personal Property
  • Personal Injury
  • Lost business income
  • Equipment Breakdown coverage

PRO

Get protected against employment-related issues


BOP + Workers Compensation*

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All Standard plan benefits and:

  • Coverage for work-related accidents and disease and subsequent:
    • Ongoing medical care (such as rehab)
    • Missed wages during recovery

*plus Workers Compensation

CUSTOM

When you have specific requirements


Including Equipment Breakdown, Business Interruption, etc.

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Frequently Asked Questions

Why do Commercial Bakeries need insurance?

Companies in this industry produce fresh and frozen bread, rolls and other fresh baked products. These establishments do not handle cookies and crackers.

Running a business comes with risks, and these risks can instantly destroy your business if you don't have insurance. Your insurance will cover the costs of property damage, personal injury, bodily injury, liabilities and lawsuits that would be financially devastating without an insurance.

What risks do Commercial Bakeries face?

Even a commercial bakery cannot ignore potential risks that should have proper management procedures in place. One risk in commercial bakeries is customer and employee health. A simple baking method handled poorly can be detrimental to the health of workers or even customers. Poor management of baking materials could cause contamination, then food poisoning to customers. Improper care of equipment or your shop could develop bacteria, cross-contamination, and other potential hazards.

Your building could be burned down or flooded, destroyed by an earthquake or natural disasters. You would need a lot of money to recover from fire or flood. Also, the time needed to rebuild will be the time that your business production will stop. These are just some of the many risks commercial bakeries face.

How much does Insurance cost for Commercial Bakeries?

The cost of the insurance for commercial bakeries varies on the location of the bakery, size, services, revenue, and many other factors. We cannot give you a direct cost for your business but what we can give you cost estimates for the policies that might fit your budget.

  • Business Owners Policy (BOP) combines General Liability and Property insurance. It usually costs from $500 to $1500 in annual premiums.
  • Depending on your state and number of employees, you may need Workers' Compensation and this usually costs around $1,900 to $7,000 in annual premiums.
  • If you need to add extra onto your limits, Umbrella insurance will cost around $500 to $1000 in annual premiums.

To get a quote for your insurance, apply online for a free quote or simply contact our customer service representatives.

Peace of Mind, At Your Fingertips

CoverWallet utilizes state of the art technology to help small businesses understand and buy customized coverage, get significant savings and conveniently manage their insurance, in a matter of minutes, all through our online platform.

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I didn’t know what type of insurance I needed for my new business so I called CoverWallet and the agent provided me with everything in under an hour!

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There is nothing more that CoverWallet could have done to make the process any faster or easier. They made it as painless as possible.

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Anthony Williams, Contractor

I was extremely satisfied with all services and communications with customer support. I would definitely recommend to others. Thank you CoverWallet!

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Algorithms, Science, Magic!

You wanted better protection and cheaper pricing. So did we. We baked that dream into everything we've set out to accomplish in building our award winning platform.

Customized, Intelligent Application

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State of the Art Technology

We've built all our fancy tech from scratch, which allows us to get you certificates on demand, free of charge, and for us to find you savings.

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