Commercial Construction Insurance

Get business insurance with optimized coverage to meet your exact needs

Prefer to speak with a CoverWallet consultant? Call (646) 844-9933 anytime.

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Better, Regardless of Your Size

  • Get commercial construction insurance in under 10 minutes

    Need proof of insurance? You can get insured even before your business opens. Simply apply online to get a quote, and your Certificates of Insurance (COI) will be delivered right to your inbox.

  • Quick and effortless purchase of commercial construction insurance

    It will take under 10 minutes to get a quote and purchase your insurance. Our secure, transparent, smart and easy online application will get you protected in no time at all. Hassle-free!

  • Insurance with better coverage that won't cost a lot

    We have developed insurance policies unique to commercial and industrial construction. This allows us to provide better coverage and more savings than your traditional insurance policies. Apply online today!

  • Protect your business. Get insured today

    Relax, we've got you covered. We protect your business according to your needs and make sure that you get the right coverage. Apply online to get a quote, or give us a call. Our customer service representatives will help you find insurance that fits your needs and budget.

Coverage Plans for All Your Needs

BASIC

Essential coverages to meet client demands

General Liability (GL)

From
39
Month
Instant quote »

Includes:

  • Coverage against claims from bodily injury, property damage and personal injury
  • Coverage for products/completed operations
Get BASIC plan

STANDARD

When you also have equipment or operate from an office

General Liability + Property (bundle them with a BOP)

From
49
Month
Instant quote »

All Basic plan benefits and:

  • Bodily injury
  • Damage to third party property
  • Business personal property
  • Personal injury
  • Lost business income
  • Equipment breakdown
Get STANDARD plan

PRO

Get protected against employment-related issues

Business Owners Policy (BOP) + Workers Compensation*

From
49
Month
Instant quote »

All Standard plan benefits and:

  • Coverage for work-related accidents and disease and subsequent:
    • Ongoing medical care (such as rehab)
    • Missed wages during recovery *plus Workers Compensation
Get PRO plan

CUSTOM

When you have specific requirements

Including Inland Marine, Surety Bond, Commercial Auto, etc.

From
___
Month
Instant quote »

ALREADY INSURED?

We will take care of the switching hassle.

Call us at (646) 844-9933 for help and more information

We've Got You Covered with Coverage You Need

Inland Marine

Because your business usually involves working off-site, protecting your tools and equipment while in transit is essential. Inland Marine insurance will cover the loss to a movable or specialized property like the tools and equipment you use to provide services to your clients.

General Liability

General Liability insurance covers the costs acquired by you and your employees during an incident for which your business is legally liable. The insurance will protect your business for claims against property damage, personal and bodily injury, and advertising mistakes that can arise from your business operations.

Workers Compensation

Workers' Compensation pays hospital bills and medical expenses related to employees' illnesses and injuries on the job. The insurance can also provide disability payments and lost wages until the worker is able to work again. The insurance then relinquishes the worker's right to sue your business for negligence, huge savings in the long run.

Surety Bond

If you want to protect your relationships with your clients, a Surety Bond can help. A Surety Bond will provide a legal guarantee within your contract. This means you are protected financially from the risks of unwanted outcomes. The bond acts as a safeguard to make sure that the contract will run smoothly.

Act Now, Get Protected Easily, Quickly and Affordably

See how much you could be saving, with best in class insurance partners.

Start your application and get a free quote in minutes.

Or call (646) 844-9933 anytime.

Get protected easily with CoverWallet

Frequently Asked Questions

Why do Commercial Constructors need insurance?

This industry includes contractors for new construction of commercial buildings, as well as the repair and maintenance of those buildings. Contractors, building design firms, for-sale builders, management firms, and prefabricated building companies are a part of this industry.

Starting a business comes with various risks. Property damage, physical injury, employee injury, and lawsuits all come at a huge cost that could easily cripple your business finances if you don't have insurance. Your insurance will cover these costs so you don't have to.

What risks do Commercial Constructors face?

There are many risks that commercial and industrial constructors can face. These include:

  • The products you supply could be proven faulty. They could send it back and get a refund but if it causes personal injury or property damage, you'll be in for a lawsuit.
  • Your workers could get sick or injured on the job. It is your responsibility as their employer to pay for the medical and rehabilitation fees.
  • Your property could be damaged by fire and natural disaster, including the contents of it. Just imagine the cost of repairing the damaged property and equipment but also replacing those that are beyond repair.
  • While driving to deliver products to your client, your driver is in an accident. If the driver is at fault then your business is responsible for repairs to the other party's damaged vehicle and medical fees if applicable.

How much does Commercial Construction Insurance cost?

The insurance cost is calculated based on the number of employees you have, the size of revenues of your business, and many other criteria.

  • A General Liability insurance can cost around $500 per year.
  • Commercial Auto is around $400 per year.
  • Commercial Property insurance is about $350 per year.

To get an idea of the exact cost of your insurance, you can apply for a quote online or talk to our customer service representatives.

Peace of Mind, At Your Fingertips

CoverWallet utilizes state of the art technology to help small businesses understand and buy customized coverage, get significant savings and conveniently manage their insurance, in a matter of minutes, all through our online platform.

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Testimonial John White

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5 stars service

John White, Restaurant Owner

I didn’t know what type of insurance I needed for my new business so I called CoverWallet and the agent provided me with everything in under an hour!

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Quick and Easy!

5 stars service

Laura Campbell, Distributor

There is nothing more that CoverWallet could have done to make the process any faster or easier. They made it as painless as possible.

Testimonial Anthony Williams

Honest and Transparent

5 stars service

Anthony Williams, Contractor

I was extremely satisfied with all services and communications with customer support. I would definitely recommend to others. Thank you CoverWallet!

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