Commercial Construction Insurance

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  • Get commercial construction insurance in under 10 minutes

  • Quick and effortless purchase of commercial construction insurance

  • Insurance with better coverage that won't cost a lot

  • Protect your business. Get insured today

Coverage Plans for All Your Needs


Essential coverages to meet client demands

General Liability (GL)

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  • Coverage against claims from bodily injury, property damage and personal injury
  • Coverage for products/completed operations


When you also have equipment or operate from an office

General Liability + Property (bundle them with a BOP)

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All Basic plan benefits and:

  • Bodily injury
  • Damage to third party property
  • Business personal property
  • Personal injury
  • Lost business income
  • Equipment breakdown


Get protected against employment-related issues

Business Owners Policy (BOP) + Workers Compensation*

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All Standard plan benefits and:

  • Coverage for work-related accidents and disease and subsequent:
    • Ongoing medical care (such as rehab)
    • Missed wages during recovery *plus Workers Compensation


When you have specific requirements

Including Inland Marine, Surety Bond, Commercial Auto, etc.

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We will take care of the switching hassle.

Call us at (646) 844-9933 for help and more information

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Frequently Asked Questions

Why do Commercial Constructors need insurance?

This industry includes contractors for new construction of commercial buildings, as well as the repair and maintenance of those buildings. Contractors, building design firms, for-sale builders, management firms, and prefabricated building companies are a part of this industry.

Starting a business comes with various risks. Property damage, physical injury, employee injury, and lawsuits all come at a huge cost that could easily cripple your business finances if you don't have insurance. Your insurance will cover these costs so you don't have to.

What risks do Commercial Constructors face?

There are many risks that commercial and industrial constructors can face. These include:

  • The products you supply could be proven faulty. They could send it back and get a refund but if it causes personal injury or property damage, you'll be in for a lawsuit.
  • Your workers could get sick or injured on the job. It is your responsibility as their employer to pay for the medical and rehabilitation fees.
  • Your property could be damaged by fire and natural disaster, including the contents of it. Just imagine the cost of repairing the damaged property and equipment but also replacing those that are beyond repair.
  • While driving to deliver products to your client, your driver is in an accident. If the driver is at fault then your business is responsible for repairs to the other party's damaged vehicle and medical fees if applicable.

How much does Commercial Construction Insurance cost?

The insurance cost is calculated based on the number of employees you have, the size of revenues of your business, and many other criteria.

  • A General Liability insurance can cost around $500 per year.
  • Commercial Auto is around $400 per year.
  • Commercial Property insurance is about $350 per year.

To get an idea of the exact cost of your insurance, you can apply for a quote online or talk to our customer service representatives.

Peace of Mind, At Your Fingertips

CoverWallet utilizes state of the art technology to help small businesses understand and buy customized coverage, get significant savings and conveniently manage their insurance, in a matter of minutes, all through our online platform.

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I didn’t know what type of insurance I needed for my new business so I called CoverWallet and the agent provided me with everything in under an hour!

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There is nothing more that CoverWallet could have done to make the process any faster or easier. They made it as painless as possible.

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Anthony Williams, Contractor

I was extremely satisfied with all services and communications with customer support. I would definitely recommend to others. Thank you CoverWallet!

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