Insurance for Colleges, Universities, and Professional Schools

Get business insurance with optimized coverage to meet your exact needs

Prefer to speak with a CoverWallet consultant? Call (646) 844-9933 anytime.

Better, Regardless of Your Size

  • Insurance that lets you hit the books. Get a fast, free quote today

  • Low monthly fees but better coverage than your traditional insurance

  • Insurance that's an A+ for being easy

  • No need to study; we'll help you get the right insurance to cover your business

Coverage Plans for All Your Needs


Essential coverages for your university

General Liability (GL)

Instant quote »


  • Coverage against claims from bodily injury, property damage and personal injury
  • Coverage for products/completed operations


Protect also your property, equipment and inventory

General Liability + Property (bundle them with a BOP)

Instant quote »

All Basic plan benefits and:

  • Bodily injury
  • Damage to third party property
  • Business personal property
  • Personal injury
  • Lost business income
  • Equipment breakdown


Get covered against professional negligence

BOP + Professional Liability

Instant quote »

All Standard plan benefits and:

  • Professional negligence
  • Retroactive claims (previous contracted work)
  • Subcontractor errors


When you have specific requirements

Including Workers Compensation, Umbrella, etc.

Instant quote »


We will take care of the switching hassle.

Call us at (646) 844-9933 for help and more information

We've Got You Covered with Coverage You Need

A student's education is of the utmost importance for any educational establishment; and anyone from professors to advisors and more, could ruin your name. There is also the possibility for destruction of buildings on your campus, or injury to an employee, student or visitor at any time. Because of these risks, you'll need different types of coverage to make sure the university grows and prospers.

Act Now, Get Protected Easily, Quickly and Affordably

See how much you could be saving, with best in class insurance partners.

Start your application and get a free quote in minutes.

Or call (646) 844-9933 anytime.

Get protected easily with CoverWallet

Frequently Asked Questions

What risks do colleges, universities and professional schools face?

There are many risks colleges, universities and professional schools face during their business. Employees may claim unfair work practices, discrimination, failure to employ and failure to promote. Students can destroy or vandalize school properties. Mismanagement of the school's property can do a lot to the teachers and students, and could hugely affect your business. For example, when your school failed to cleanup one of the hallways and a student slips and falls. They could sue for the injuries. Your school could catch fire which could lead to property destruction. Natural disasters like storm could damage most of your school properties and rebuilding it would be a financial disaster.

How can colleges, universities and professional schools minimize their risk?

Minimize the risk of slip and fall claims with routine check of the school's property, particularly in areas where students and staff will slip in areas like bathrooms. Make sure to have adequate fire extinguishers, especially in laboratories, where a fire is more likely to happen. Carry Health Insurance and/or Workers' Compensation insurance for your employees so that the risk of your employees filing an employer negligence lawsuit is low. Carry enough insurance to protect your business against property, liability and other risks.

How can I insure my college against sexual abuse claims?

A claim of sexual abuse against one of your personnel can possibly cost millions of dollars and would take less than a year to defend. You can protect your administrative staff against sexual abuse claims by carrying abuse and molestation liability. The insurance policy will cover the defense costs and indemnification up to the limits of the policy.

Why should a college, university or professional school buy Professional Liability?

Your school's staff are prone to a lot of liability risks. If an administrator is accused of improper relations with a student, or other staff may not complete their jobs as contracted, then Professional Liability will provide coverage against lawsuits. There are many different potential situations on a college campus so contact our customer service to help determine which policy would be best for you to carry.

Peace of Mind, At Your Fingertips

CoverWallet utilizes state of the art technology to help small businesses understand and buy customized coverage, get significant savings and conveniently manage their insurance, in a matter of minutes, all through our online platform.

why coverwallet

Businesses Love CoverWallet

Our mission is to help small businesses to be better protected, informed and served. See what our customers are saying.

Testimonial John White

Personalized Service

5 stars service

John White, Restaurant Owner

I didn’t know what type of insurance I needed for my new business so I called CoverWallet and the agent provided me with everything in under an hour!

Testimonial Laura Campbell

Quick and Easy!

5 stars service

Laura Campbell, Distributor

There is nothing more that CoverWallet could have done to make the process any faster or easier. They made it as painless as possible.

Testimonial Anthony Williams

Honest and Transparent

5 stars service

Anthony Williams, Contractor

I was extremely satisfied with all services and communications with customer support. I would definitely recommend to others. Thank you CoverWallet!

We are making headlines!

Already insured?

No worries, keep your insurance, just get an account with us to manage your policies, certificates of insurance and more

Get CoverWallet »

Need help? Get free advice

Understand in 10 seconds what type of insurance your industry needs, and why

Insurance Assessment »

The Power Behind CoverWallet

Algorithms, Science, Magic
Customized, Intelligent Application
Endless Experience!

Algorithms, Science, Magic!

You wanted better protection and cheaper pricing. So did we. We baked that dream into everything we've set out to accomplish in building our award winning platform.

Customized, Intelligent Application

We have one! How much could we have really improved the insurance purchase process? Try us! We ask only the questions you need to answer, nothing more.

Endless Experience!

We are proud to be part of Aon, the leading global professional services firm providing advice and solutions in Risk, Retirement and Health. With us, you’re in good hands!

Are you ready to get down to business?

Start your application and get a free quote in minutes or call (646) 844-9933 anytime.