Insurance for Chiropractors
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What Insurance Do Chiropractors Need?
General Liability Insurance protects your small business against claims of third-party bodily injury and property damage, reputational harm and advertising injury. It covers medical bills, repair costs & legal fees.
Commercial Auto Insurance covers your cars, trucks, and vans used in your business. It covers the costs from vehicle damage in collisions, theft, vandalism and weather damage. It also covers medical expenses for to injured parties.
Medical malpractice insurance is a type of professional liability insurance that protects healthcare professionals from claims of medical negligence or malpractice that results in injury or death. It covers your defense and any settlement costs.
Workers Compensation covers your employees' medical costs and lost wages while recovering from a work-related injury or illness. The employee gives up the right to sue your company in return for receiving cash and benefits from Workers Compensation. In some states it’s mandatory for businesses!
Frequently Asked Questions
Why do Chiropractors need insurance?
Chiropractors need insurance because they provide medical advice and perform medical treatment to their customers. When something negative occurs because of your advice or healing procedures, the insurance will cover any medical or legal fees. Also, when a customer claims that your advice or service isn't working, your insurance policy will cover the court fees if the customer decides to sue your business.
What risks do Chiropractors face?
Your customer could claim that your treatment is not working. When this happens, you could be sued despite the fact that it is clearly working. Or a customer could slip and fall inside your office, and because the accident happened on your property you are technically responsible for paying for your customer’s medical fees. The everyday equipment in your practice will eventually break down and will need to be repaired or replaced. It could also be stolen, which is why you need insurance.
How much does insurance for Chiropractors cost?
The cost of your insurance depends on the type of services you offer, the number of employees you have, your profits and other factors. To get an accurate quote of your insurance policies, you can contact our customer service representatives or get a quote online.
What are Chiropractors all about?
Health professionals in these establishments provide treatment of the spinal column by manipulating and adjusting misaligned bone(s). These doctors operate privately or in facilities, such as a hospital.