Insurance for Chiropractors

General Liability insurance can protect your business from a variety of claims including third-party property damage and bodily injury, physical injury and advertising mistakes. The insurance will cover the medical payments, legal and court costs, out-of-court settlements and other related fees.

Any vehicle that your business owns needs Commercial Auto insurance. Commercial Auto insurance offers protection and financial assistance in the event of theft, vandalism, auto accidents, collisions and damage from certain natural disasters. The insurance can pay for the repair or replacement of the vehicle as well as legal costs if you are at fault in an accident.

Workers' Compensation provides benefits, like medical, rehabilitation expenses and lost wages, when the employee becomes sick, injured or disabled on the job. This insurance is required if you hold the minimum number of employees stated by law. By covering these expenses for on-the-job illness or injury, the employees give up their right to sue for negligence.

One mistake in an alignmenment and everything can go south immediately. Medical Malpractice insurance is a type of Professional Liability that covers health practitioners, like chiropractors, from liabilities resulting from wrongful practices such as physical injury or property damage. The insurance will also pay for the cost of defending the lawsuits or potential out-of-court settlements.