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With our products we are able to provide catering insurance coverage for the most common situations. Choose your coverage below and get your free quote today.
Essential coverage for your Catering business
Food can be dangerous, along with the time that you and your employees spend in delivery trucks headed to the job site. Coverages for automobiles, the food you serve, the equipment you use, and more, can all be bundled for the best savings. We have every insurance you need for the locations you work in, your own business location and the food you order, cook and serve.
A security blanket for your catering business, General Liability insurance covers your legal fees and liabilities in the event your catering business is found liable for any incident or event. The insurance will pay for your catering business' court settlements, legal fees and premiums.
Covers any claims resulting from serving alcohol at an event. Liquor liability is necessary for a Catering Business if you sell, manufacture, distribute, or furnish beer, wine, or liquor.
Whether you have a food trailer, RV or a delivery van, you need Commercial Auto insurance. It pays costs to repair your vehicle and any damages you caused in an accident including injury and property damage.
Workers' Compensation provides monetary benefits to workers who become ill or get injured on the job. This is a no-fault type of insurance in which the claim is paid regardless of who is at fault. The employee is then relinquished of the right to sue the employer of negligence.
Covers major equipment that you rely on to deliver services, like refrigerators. It pays the costs to replace or fix the equipment, in addition to temporary rentals and lost ingredients from the breakdown.
The cost varies per policy. A General Liability Insurance for a catering company, for example, can be a low as $30 a month.
Contents insurance coverage as a part of a Business Owner's Policy will pay the cost to repair or replace the essential equipment you use to operate your business. In case of fire or other covered loss this insurance can keep you in business when you would otherwise not be able to replace your damaged equipment.
Your food inventory and equipment is the lifeblood of your business. So, mishandled food can lead to food-borne diseases and customer claims - both of which could ruin your business in an instant. With this type of insurance, your catering business is covered in the event of a food-related loss.
Catering insurance is intended to cover the liabilities involved in your catering business. Its primary focus is to protect your business against risks that come with serving food to large crowds, damaged equipment, customer/employee injuries and property damage.
A Catering business is in high demand for weddings, corporate parties, anniversary parties, and a variety of other celebrations. You are expected to create and deliver meals, appetizers, and desserts that leave a lasting impression on guests. To build a successful catering business, you need to have a knack for more than just cooking or baking. You need a good work ethic, relationship building skills, and insurance for your catering services. Caterer insurance protects you during the worst moments when lawsuits or claims threaten your financial strength and reputation.
Working in the food service industry means you face unique risks in addition to typical business risks.
CoverWallet utilizes state of the art technology to help small businesses understand and buy customized coverage, get significant savings and conveniently manage their insurance, in a matter of minutes, all through our online platform.
You wanted better protection and cheaper pricing. So did we. We baked that dream into everything we've set out to accomplish in building our award winning platform.
We have one! How much could we have really improved the insurance purchase process? Try us! We ask only the questions you need to answer, nothing more.
We've built all our fancy tech from scratch, which allows us to get you certificates on demand, free of charge, and for us to find you savings.