Insurance for Carpentry Contractors

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Better, Regardless of Your Size

Coverage Plans for All Your Needs

BASIC

Essential coverages for your carpentry business


General Liability (GL)

From
39
Month
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Includes:

  • Coverage against claims from bodily injury, property damage and personal injury
  • Coverage for products/completed operations

STANDARD

When you also have equipment or operate from an office


General Liability + Property (bundle them with a BOP)

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All Basic plan benefits and:

  • Bodily injury
  • Damage to third party property
  • Business personal property
  • Personal injury
  • Lost business income
  • Equipment breakdown

PRO

Get protected against employment-related issues


BOP + Workers Compensation*

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All Standard plan benefits and:

  • Coverage for work-related accidents and disease and subsequent:
    • Ongoing medical care (such as rehab)
    • Missed wages during recovery

*plus Workers Compensation

CUSTOM

When you have specific requirements


Including Inland Marine, Surety Bond, Commercial Auto, etc.

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We will take care of the switching hassle.

Call us at (646) 844--9933 for help and more information

We've Got You Covered with Coverage You Need

With the different carpentry work taken on by all the time, there is much more to cover than is expected. As a contractor you drive to others’ locations to complete jobs, you work with dangerous tools and equipment, and you transport those things as well. Protect yourself, your employees, and your property from the risks of your daily work, as well as potentially unhappy clients who could sue for incomplete jobs and poor workmanship.

Act Now, Get Protected Easily, Quickly and Affordably

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Frequently Asked Questions

How much is insurance for a Carpenter?

The cost of insurance depends on the coverage you buy for your business. General Liability insurance, an essential coverage for your business, usually costs $350 to $1,000 per year. If you add property and have a couple of employees the cost can raise to around $1500 to $2000, and Umbrella coverage above the base GL is around $1000 for your business.

What risks do Carpentry Contractors face?

Without insurance, your carpentry business could face potential losses from income loss, liability claims, employees' injuries, illness or death, property damage, theft, loss or vandalism. Insurance can help mitigate the costs related to those risks.

Do Carpenters need General Liability insurance?

Yes, General Liability is your first defense against individuals claiming bodily injury and property damage caused by your work and your business. It also often includes a provision for Products and Completed Operations, which is coverage for claims made from the finished product you leave with your customers, long after you're done.

What type of surety bonds exist for Carpentry Contractors?

When your carpentry business is hired on a big job, a construction surety bond is often required. It guarantees that you will perform as promised within the contract. If you fail to meet your client's expectations, the surety company will pay the damages. A bid bond is also sometimes requested to protect the obligee in the event that the winning contractor is unable to take the job after securing the bid. This reimburses them from the difference between the principal's bid and the next lowest bidder.

Peace of Mind, At Your Fingertips

CoverWallet utilizes state of the art technology to help small businesses understand and buy customized coverage, get significant savings and conveniently manage their insurance, in a matter of minutes, all through our online platform.

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John White, Restaurant Owner

I didn’t know what type of insurance I needed for my new business so I called CoverWallet and the agent provided me with everything in under an hour!

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Laura Campbell, Distributor

There is nothing more that CoverWallet could have done to make the process any faster or easier. They made it as painless as possible.

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Honest and Transparent

5 stars service

Anthony Williams, Contractor

I was extremely satisfied with all services and communications with customer support. I would definitely recommend to others. Thank you CoverWallet!

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