Cafeteria Insurance

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Prefer to speak with a CoverWallet consultant? Call (646) 844--9933 anytime.

Better, Regardless of Your Size

Coverage Plans for All Your Needs

BASIC

Essential coverages to meet client demands

General Liability (GL)

From
39
Month
Instant quote »

Includes:

  • Coverage against claims from bodily injury, property damage and personal injury
  • Coverage for products/completed operations
Get BASIC plan

STANDARD

To cover your customers and your cafeteria

General Liability + Property (bundle them with a BOP)

From
49
Month
Instant quote »

All Basic plan benefits and:

  • Bodily injury
  • Damage to third party property
  • Business personal property
  • Personal injury
  • Lost business income
  • Equipment breakdown
Get STANDARD plan

PRO

Get protected against employment-related issues

Business Owners Policy (BOP) + Workers Compensation*

From
49
Month
Instant quote »

All Standard plan benefits and:

  • Coverage for work-related accidents and disease and subsequent:
    • Ongoing medical care (such as rehab)
    • Missed wages during recovery *plus Workers Compensation
Get PRO plan

CUSTOM

When you have specific requirements

Including Commercial Auto etc.

From
___
Month
Instant quote »

ALREADY INSURED?

We will take care of the switching hassle.

Call us at (646) 844--9933 for help and more information

We've Got You Covered with Coverage You Need

General Liability

General Liability insurance protects your business against third-party claims of property damage, personal injury, advertising mistakes and more. The insurance will cover the medical costs, as well as the legal expense and court costs when your business is liable.

Liquor Liability

If your establishment sells or assists in the purchase of liquor, you need this insurance. Liquor Liability protects your business against liquor liability claims like when a customer gets intoxicated an injures himself or someone else. It will cover your business against claims of property damage or injury that your customer might have caused when they are intoxicated.

Product Liability

Product Liability insurance protects your business against claims of personal injury from the products you sell or supply through your business. This insurance is designed to protect against customer claims of food poisoning, for example, you don't have to pay for the legal or court costs.

Commercial Property

Your commercial property is at risk of being destroyed by fire, flood, earthquake or any other natural disaster. This insurance policy can also cover for the loss of income or increase in expenses that result in the property damage.

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Or call (646) 844--9933 anytime.

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Frequently Asked Questions

Why do Cafeterias and Buffets need insurance?

Businesses that work in this industry prepare and serve meals using buffet or cafeteria-style serving methods. Cafeterias and buffets need insurance because it helps cover the cost of property damage and liability claims. Without an insurance, you will have to pay out of pocket for the costly damage and legal claims if your business is involved in a lawsuit.

What risks do Cafeterias and Buffets face?

Since your business mostly involves cooking, it could be at risk of fire that could damage your entire property. Your business could be at risk causing food poisoning which could be very devastating for your reputation and financial stability.

How much does Cafeteria Insurance cost?

There is no fixed cost for the insurance of cafeterias and buffets. To give you an idea on how much your insurance will cost, you may contact our customer service representatives to get a quote.

Peace of Mind, At Your Fingertips

CoverWallet utilizes state of the art technology to help small businesses understand and buy customized coverage, get significant savings and conveniently manage their insurance, in a matter of minutes, all through our online platform.

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John White, Restaurant Owner

I didn’t know what type of insurance I needed for my new business so I called CoverWallet and the agent provided me with everything in under an hour!

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5 stars service

Laura Campbell, Distributor

There is nothing more that CoverWallet could have done to make the process any faster or easier. They made it as painless as possible.

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Honest and Transparent

5 stars service

Anthony Williams, Contractor

I was extremely satisfied with all services and communications with customer support. I would definitely recommend to others. Thank you CoverWallet!

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