Cafeteria Insurance

Get business insurance with optimized coverage to meet your exact needs

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Better, Regardless of Your Size

  • Get insurance for cafeterias and buffets in minutes

    Need insurance today? No worries, we can get you covered in under five minutes. Just apply online, and your Certificates of Insurance (COI) will be delivered to your inbox right away.

  • Quick and easy purchase of your insurance policies

    All it takes is a few minutes to get a quote and purchase your insurance. We use a secure, smart and transparent online application that can get you protected in no time.

  • Get the lowest rates with the best coverage

    We provide customized cafeteria insurance. This allows us to provide better coverage for your business but offers lower monthly rates than traditional insurance policies.

  • All-in-one superior service for cafeterias and buffets

    Rest at ease, we've got you covered! We protect your business according to your needs and make sure that you have the best coverage. Get a quote today!

Coverage Plans for All Your Needs

BASIC

Essential coverages to meet client demands

General Liability (GL)

From
39
Month
Instant quote »

Includes:

  • Coverage against claims from bodily injury, property damage and personal injury
  • Coverage for products/completed operations
Get BASIC plan

STANDARD

To cover your customers and your cafeteria

General Liability + Property (bundle them with a BOP)

From
49
Month
Instant quote »

All Basic plan benefits and:

  • Bodily injury
  • Damage to third party property
  • Business personal property
  • Personal injury
  • Lost business income
  • Equipment breakdown
Get STANDARD plan

PRO

Get protected against employment-related issues

Business Owners Policy (BOP) + Workers Compensation*

From
49
Month
Instant quote »

All Standard plan benefits and:

  • Coverage for work-related accidents and disease and subsequent:
    • Ongoing medical care (such as rehab)
    • Missed wages during recovery *plus Workers Compensation
Get PRO plan

CUSTOM

When you have specific requirements

Including Commercial Auto etc.

From
___
Month
Instant quote »

ALREADY INSURED?

We will take care of the switching hassle.

Call us at (646) 844-9933 for help and more information

We've Got You Covered with Coverage You Need

General Liability

General Liability insurance protects your business against third-party claims of property damage, personal injury, advertising mistakes and more. The insurance will cover the medical costs, as well as the legal expense and court costs when your business is liable.

Liquor Liability

If your establishment sells or assists in the purchase of liquor, you need this insurance. Liquor Liability protects your business against liquor liability claims like when a customer gets intoxicated an injures himself or someone else. It will cover your business against claims of property damage or injury that your customer might have caused when they are intoxicated.

Product Liability

Product Liability insurance protects your business against claims of personal injury from the products you sell or supply through your business. This insurance is designed to protect against customer claims of food poisoning, for example, you don't have to pay for the legal or court costs.

Commercial Property

Your commercial property is at risk of being destroyed by fire, flood, earthquake or any other natural disaster. This insurance policy can also cover for the loss of income or increase in expenses that result in the property damage.

Act Now, Get Protected Easily, Quickly and Affordably

See how much you could be saving, with best in class insurance partners.

Start your application and get a free quote in minutes.

Or call (646) 844-9933 anytime.

Get protected easily with CoverWallet

Frequently Asked Questions

Why do Cafeterias and Buffets need insurance?

Businesses that work in this industry prepare and serve meals using buffet or cafeteria-style serving methods. Cafeterias and buffets need insurance because it helps cover the cost of property damage and liability claims. Without an insurance, you will have to pay out of pocket for the costly damage and legal claims if your business is involved in a lawsuit.

What risks do Cafeterias and Buffets face?

Since your business mostly involves cooking, it could be at risk of fire that could damage your entire property. Your business could be at risk causing food poisoning which could be very devastating for your reputation and financial stability.

How much does Cafeteria Insurance cost?

There is no fixed cost for the insurance of cafeterias and buffets. To give you an idea on how much your insurance will cost, you may contact our customer service representatives to get a quote.

Peace of Mind, At Your Fingertips

CoverWallet utilizes state of the art technology to help small businesses understand and buy customized coverage, get significant savings and conveniently manage their insurance, in a matter of minutes, all through our online platform.

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Businesses Love CoverWallet

Our mission is to help small businesses to be better protected, informed and served. See what our customers are saying.

Testimonial John White

Personalized Service

5 stars service

John White, Restaurant Owner

I didn’t know what type of insurance I needed for my new business so I called CoverWallet and the agent provided me with everything in under an hour!

Testimonial Laura Campbell

Quick and Easy!

5 stars service

Laura Campbell, Distributor

There is nothing more that CoverWallet could have done to make the process any faster or easier. They made it as painless as possible.

Testimonial Anthony Williams

Honest and Transparent

5 stars service

Anthony Williams, Contractor

I was extremely satisfied with all services and communications with customer support. I would definitely recommend to others. Thank you CoverWallet!

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