Insurance for Breweries & Wineries

Get business insurance with optimized coverage to meet your exact needs

Prefer to speak with a CoverWallet consultant? Call (646) 844-9933 anytime.

Better, Regardless of Your Size

  • Quick proof of insurance for wineries

  • Get back to brewing in minutes

  • Customized, low-cost insurance for your business

  • All-in-one excellent service for your winery and brewery

Coverage Plans for All Your Needs


Essential coverages to meet client demands

General Liability (GL)

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  • Coverage against claims from bodily injury, property damage and personal injury
  • Coverage for products/completed operations


When you also have equipment or operate from an office

General Liability + Property (bundle them with a BOP)

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All Basic plan benefits and:

  • Bodily injury
  • Damage to third party property
  • Business personal property
  • Personal injury
  • Lost business income
  • Equipment breakdown


Get protected against employment-related issues

BOP + Workers Compensation*

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All Standard plan benefits and:

  • Coverage for work-related accidents and disease and subsequent:
    • Ongoing medical care (such as rehab)
    • Missed wages during recovery

*plus Workers Compensation


When you have specific requirements

Including Equipment Breakdown, Business Interruption, etc.

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We will take care of the switching hassle.

Call us at (646) 844-9933 for help and more information

We've Got You Covered with Coverage You Need

There may be a number of services offered at your brewery or winery but remember that you manufacture a dangerous product: alcohol. You may also have a restaurant or bar in need of protection in case of customer illness or injury, along with other coverage. There is your overall property with your building, employees, ingredient growth and more. With coverage everything can be replaced or repaired if need be.

Act Now, Get Protected Easily, Quickly and Affordably

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Or call (646) 844-9933 anytime.

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Frequently Asked Questions

Why do Breweries and Wineries need insurance?

Breweries and wineries need insurance to keep the operations going when unforeseen circumstances cause a loss to the business, or to others as a result of business operations. The first line of defense is General Liability, which should include coverage for products liability, and defends against claims the business has cause bodily injury and property damage. Commercial Property, Liquor Liability, and Workers Compensation all become essential coverages as the business grows.

What risks could Breweries and Wineries face?

Breweries and wineries face risks which can shut operations down including fire, product contamination, on-premise alcohol-induced violence, and much more. Insurance can protect the business when one of these causes of loss would otherwise be so expensive that operations have to cease.

What is Crop Insurance for wineries?

When your grapes are unable to produce wine, be it a viral infection, weather events, fires, floods, and other hazards make sure to protect your profits with Crop Insurance. Crop Insurance will reimburse the costs of the damage from fire, floods, weather events, and other unforeseen hazards.

What do I need to consider if I host small events at my vineyard or winery?

If hosting events is a regular occurrence at the brewery/winery you should build it into your yearly insurance policy. If it is irregular you should take out special events insurance policies for the occasions. If you have additional services like caterers, florists, musicians and additional workers working for the event, you should expect proof of insurance from each independent contractor.

Peace of Mind, At Your Fingertips

CoverWallet utilizes state of the art technology to help small businesses understand and buy customized coverage, get significant savings and conveniently manage their insurance, in a matter of minutes, all through our online platform.

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There is nothing more that CoverWallet could have done to make the process any faster or easier. They made it as painless as possible.

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I was extremely satisfied with all services and communications with customer support. I would definitely recommend to others. Thank you CoverWallet!

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