Insurance for Breweries & Wineries

Get business insurance with optimized coverage to meet your exact needs

Prefer to speak with a CoverWallet consultant? Call (646) 844--9933 anytime.

Better, Regardless of Your Size

Coverage Plans for All Your Needs


Essential coverages to meet client demands

General Liability (GL)

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  • Coverage against claims from bodily injury, property damage and personal injury
  • Coverage for products/completed operations


Required coverage against product-related claims

General Liability (GL) + Product Liability

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All Basic plan benefits and:

  • Accidental Contamination
  • Accidental Product Defect
  • Flawed Marketing
  • Product Recall


Get protected against employment-related issues

GL + Product Liability + Workers Compensation*

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All Standard plan benefits and:

  • Coverage for work-related accidents and disease and subsequent:
    • Ongoing medical care (such as rehab)
    • Missed wages during recovery

*plus Workers Compensation


When you have specific requirements

Including Equipment Breakdown, Business Interruption, etc.

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We will take care of the switching hassle.

Call us at (646) 844--9933 for help and more information

We've Got You Covered with Coverage You Need

There may be a number of services offered at your brewery or winery but remember that you manufacture a dangerous product: alcohol. You may also have a restaurant or bar in need of protection in case of customer illness or injury, along with other coverage. There is your overall property with your building, employees, ingredient growth and more. With coverage everything can be replaced or repaired if need be.

Act Now, Get Protected Easily, Quickly and Affordably

See how much you could be saving, with best in class insurance partners.

Get a free quote, all you need to enter is your zip code to get started.

Or call (646) 844--9933 anytime.

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Frequently Asked Questions

Why do breweries and wineries need insurance?

Breweries and wineries are in a complex and demanding business. Adding to that is just about every risk you face while growing, blending and selling your product. You need insurance to cover the risks involved when running your business. The most common is when your business is liable for making people drunk. When you don't have Liquor Liability or another insurance to back you up, your business will get into financial ruin just for that lawsuit alone.

What risks could breweries and wineries face?

Similar to a manufacturing plant, you also face the risk of selling liquor in your store. You must ensure the ingredients in your wine or beer are free of contaminants that could affect their cleanliness. Broken or damaged equipment during the manufacturing process could force you to close temporarily. Employees may file a case for employer negligence when they got sick on the job. And because your business sells alcohol, Liquor Liability is mandatory for wineries and breweries.

What is Crop Insurance for wineries?

When your grapes are unable to produce wine, be it a viral infection, weather events, fires, floods, and other hazards make sure to protect your profits with Crop Insurance. Crop Insurance will reimburse the costs of the damage from fire, floods, weather events and other unforeseen hazards.

What do I need to consider if I host small events at my vineyard or winery?

When you hold special events like tours, wine tasting, and other special events you heighten the risk for your business. This is because many of these events are held on the place where you have your wineries and vineyards. You may also need additional employees like caterers, florists, musicians and additional workers working for that event. This means that you'll need additional winery insurance policies to make sure your business is protected.

Peace of Mind, At Your Fingertips

CoverWallet utilizes state of the art technology to help small businesses understand and buy customized coverage, get significant savings and conveniently manage their insurance, in a matter of minutes, all through our online platform.

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