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Insurance for Bars, Clubs and Other Drinking Places

Prefer to speak with a CoverWallet consultant? Call
(646) 844-9933

What Insurance Do Bars, Clubs and Other Drinking Places Need?

Frequently Asked Questions

How much does it cost to insure a Bar?

On average, an insurance package for bar owners typically costs around $3,000 to $5,000 a year. The cost can vary widely depending on the size of the establishment, its location, and the hours of operation.

What is Dram Shop insurance?

Dram Shop insurance is the same as Liquor Liability insurance. Dram Shop is a term for an establishment that sells alcohol (a term coined a long time ago when alcohol was sold by the dram or 1/8 of an ounce). The coverage is purchased as a Liquor Liability and is often required to obtain a liquor license.

Do I need Liquor Insurance?

Businesses that sell or serve alcoholic beverages are required to purchase Liquor Liability. The liability arising from sale or serving alcohol is excluded from your General Liability policy.

What is an assault and battery claim and how can I insure my Bar?

Assault is a threatening act, physical or verbal, causing a person to fear for life or safety. A Battery is an unlawful act of force on another. Assault and battery claims are common in bars and aren't usually covered under General Liability insurance because the patron has consumed alcohol.

Are You Ready to Get Covered?

Prefer to speak with a CoverWallet consultant? Call

(646) 844-9933