Insurance for Automotive Stores

Get business insurance with optimized coverage to meet your exact needs

Prefer to speak with a CoverWallet consultant? Call (646) 844--9933 anytime.

Better, Regardless of Your Size

Coverage Plans for All Your Needs


Essential coverages for your auto parts store

General Liability (GL)

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  • Coverage against claims from bodily injury, property damage and personal injury
  • Coverage for products/completed operations


When you also have equipment or operate from a store

General Liability + Property (bundle them with a BOP)

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All Basic plan benefits and:

  • Bodily injury
  • Damage to third party property
  • Business personal property
  • Personal injury
  • Lost business income
  • Equipment breakdown


Get protected against employment-related issues

Business Owners Policy (BOP) + Workers Compensation*

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All Standard plan benefits and:

  • Coverage for work-related accidents and disease and subsequent:
    • Ongoing medical care (such as rehab)
    • Missed wages during recovery

*plus Workers Compensation


When you have specific requirements

Including Business Interruption, Cyber Liability, etc.

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We will take care of the switching hassle.

Call us at (646) 844--9933 for help and more information

We've Got You Covered with Coverage You Need

As an auto parts store remember that in addition to your business location you hold an incredible amount of property inside that could be damaged or destroyed. There are potential deliveries that you make in store trucks and more, and you'll need coverage of the drivers and third-parties in case of an accident. Cover every potential issue from injury on the job to rebuilding and refilling your shop with us.

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Frequently Asked Questions

What are Auto Parts Stores?

Establishments in this industry focus on selling parts and accessories for motor vehicles. Stores include car and truck supply, automotive stereo, used parts dealers and tire dealers. Many establishments in this industry join their services with established repair shops.

What risks could tire shops and auto supply stores face?

Auto stores and tire shops can face accidents like customers tripping and falling in the store or parking lot. Damage to your inventory due to a catastrophe like a fire or natural disaster. Loss of income from a catastrophic event. Theft, cyber breaches, employee lawsuits are just a few of the many risks a tire shop and an auto supply store faces.

Why should I buy a Product Liability Insurance for my auto parts store?

Your auto parts store supplies parts to your customers. When the product is found to be defective, causes damage to the vehicle, or even injures those in the car, your business will be held liable. Product Liability insurance covers you from customer claims for physical injury or property damage directly resulting from the parts you sell them. This insurance also works if you poorly repair a vehicle, causing damage or injury to the customer.

Do I need Workers Compensation for my auto parts store?

If you have employees then you definitely need Workers' Compensation for your auto parts store. Workers' Compensation is mandatory in most states. There is certain criteria that exempts your store from carrying a Workers' Compensation.

Peace of Mind, At Your Fingertips

CoverWallet utilizes state of the art technology to help small businesses understand and buy customized coverage, get significant savings and conveniently manage their insurance, in a matter of minutes, all through our online platform.

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I was extremely satisfied with all services and communications with customer support. I would definitely recommend to others. Thank you CoverWallet!

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