Insurance for Artists & Writers

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What Artists & Writers Are All About:

Individuals that work in this industry provide expertise on different productions. People who work in this industry include independent actors or actresses, independent producers, independent art restorers, independent recording technicians, independent artists (except musical, commercial, or medical), independent speakers, independent cartoonists, independent theatrical costume designers, independent dancers, independent theatrical lighting technicians and independent journalists.

What type of insurance does this industry need?

Policy What is it? Why get it Popularity in your industry Want free quotes?
Business Owners Policy (BOP)
Also, known as BOP, this is a type of policy that packages together elements from General Liability and Commercial Property. It may also include elements of crime and EPLI, depending on the carrier. Depending on the eligbility requirements (which vary by carrier). this is a great way for a small or mid-size business to get many of the protections it needs (also listed here) in one policy. It's the simplest way to get most if not all the essential coverage you need for your business.

What is it: Also, known as BOP, this is a type of policy that packages together elements from General Liability and Commercial Property. It may also include elements of crime and EPLI, depending on the carrier. Depending on the eligbility requirements (which vary by carrier). this is a great way for a small or mid-size business to get many of the protections it needs (also listed here) in one policy.

Why get it: It's the simplest way to get most if not all the essential coverage you need for your business.

Product Liability
This policy covers the cost of getting a defective product (causing bodily injury or property damage) back under the control of the manufacturer/merchandiser. It's important to understand this type of protection is not included in a General Liability policy. The potential for a lawsuit in this area is high in your industry, and this coverage helps you pay damages and legal costs.

What is it: This policy covers the cost of getting a defective product (causing bodily injury or property damage) back under the control of the manufacturer/merchandiser. It's important to understand this type of protection is not included in a General Liability policy.

Why get it: The potential for a lawsuit in this area is high in your industry, and this coverage helps you pay damages and legal costs.

Commercial Auto
Commercial auto insurance, like your personal auto policy, provides similar coverages such as liability, collision, comprehensive, medical payments and uninsured motorist coverage. This is the law. Any vehicle and driver out on the road must be insured. Keep in mind that any claims that happen while the car is being used for business purposes will not be paid by a personal auto policy. That's why it is so important to make sure you have commercial auto insurance.

What is it: Commercial auto insurance, like your personal auto policy, provides similar coverages such as liability, collision, comprehensive, medical payments and uninsured motorist coverage.

Why get it: This is the law. Any vehicle and driver out on the road must be insured. Keep in mind that any claims that happen while the car is being used for business purposes will not be paid by a personal auto policy. That's why it is so important to make sure you have commercial auto insurance.

Are you ready to get down to business?

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