Insurance for Artists & Writers

Individuals that work in this industry provide expertise on different productions. People who work in this industry include independent actors or actresses, independent producers, independent art restorers, independent recording technicians, independent artists (except musical, commercial, or medical), independent speakers, independent cartoonists, independent theatrical costume designers, independent dancers, independent theatrical lighting technicians and independent journalists.

When a visitor or client damages a possession or suffers a loss or injury as a result of your activities, General Liability insurance will provide coverage for that. If you show your work publicly, deliver to workshops, or visit client premises and have access to their equipment, this insurance covers damage to someone else's property when you are liable.

Artists and writers can be held liable in a number of circumsatance when they perform their work for others. Property and equipment damage during an event, even if it's the visitor's fault. Employee illness due to the materials or paints used for an art installation is also possible.

While most writers won't get sued during their careers, it is possible. The results can be devastating to your business. The words you use when writing an article or a book can be used to sue you for misuse, forgery or other claims.