Insurance for Artists & Writers

Get business insurance with optimized coverage to meet your exact needs

Prefer to speak with a CoverWallet consultant? Call (646) 844--9933 anytime.

Better, Regardless of Your Size

Coverage Plans for All Your Needs

BASIC

Essential coverages to meet client demands


General Liability (GL)

From
39
Month
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Includes:

  • Coverage against claims from bodily injury, property damage and personal injury
  • Coverage for products/completed operations

STANDARD

When you also have equipment or operate from a gallery


General Liability + Property (bundle them with a BOP)

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All Basic plan benefits and:

  • Bodily injury- Damage to third party property
  • Business personal property
  • Personal injury- Lost business income
  • Equipment breakdown

PRO

Get protected against employment-related issues


Business Owners Policy (BOP) + Workers Compensation*

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All Standard plan benefits and:

  • Coverage for work-related accidents and disease and subsequent:
    • Ongoing medical care (such as rehab)
    • Missed wages during recovery

*plus Workers Compensation

CUSTOM

When you have specific requirements


Inclduing Business Interruption, Commercial Auto, etc.

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We will take care of the switching hassle.

Call us at (646) 844--9933 for help and more information

We've Got You Covered with Coverage You Need

As an artist or writer, there is much to cover from the location where you work to the work you provide for a client. It is important to cover your contracts, whether a client may be unhappy with your work or an outside party claims it isn't your own. There is potential loss of equipment, data release, theft, and all those things can be covered with different policies.

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Frequently Asked Questions

What are Artists and Writers are all about?

Individuals that work in this industry provide expertise on different productions. People who work in this industry include independent actors or actresses, independent producers, independent art restorers, independent recording technicians, independent artists (except musical, commercial, or medical), independent speakers, independent cartoonists, independent theatrical costume designers, independent dancers, independent theatrical lighting technicians and independent journalists.

Why do Artists need General Liability insurance?

When a visitor or client damages a possession or suffers a loss or injury as a result of your activities, General Liability insurance will provide coverage for that. If you show your work publicly, deliver to workshops, or visit client premises and have access to their equipment, this insurance covers damage to someone else's property when you are liable.

What risks can Artist and writers face?

Artists and writers can be held liable in a number of circumsatance when they perform their work for others. Property and equipment damage during an event, even if it's the visitor's fault. Employee illness due to the materials or paints used for an art installation is also possible.

Why do Writers need Professional Liability insurance?

While most writers won't get sued during their careers, it is possible. The results can be devastating to your business. The words you use when writing an article or a book can be used to sue you for misuse, forgery or other claims.

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