Art Dealer & Art Gallery Insurance

Get business insurance with optimized coverage to meet your exact needs

Prefer to speak with a CoverWallet consultant? Call (646) 844-9933 anytime.

Better, Regardless of Your Size

  • Get insurance in a snap; insurance that won't take hours to complete

    Need a Certificate of Insurance (COI)? Don't worry we can cover you. Get a free quote, purchase online, and your COI will be delivered to your inbox right away.

  • Fast and effortless purchase of art gallery insurance

    It just takes a few seconds to get a quote and purchase your insurance. No need to go to an insurance office and wait hours just to get covered.

  • Customized insurance unique to art dealers

    Being customer-centric and insurance-agnostic allows us to create insurance plans unique to every business. Like this, we can offer the best coverage with economic monthly fees.

  • Top-tier service for art dealers

    Relax. We've got you covered! We protect your business, no matter what, and ensure that you have the best coverage possible.

Coverage Plans for All Your Needs

BASIC

Essential coverages to meet client demands

General Liability (GL)

From
39
Month
Instant quote »

Includes:

  • Coverage against claims from bodily injury, property damage and personal injury
  • Coverage for products/completed operations
Get BASIC plan

STANDARD

When you also have equipment or operate from a gallery

General Liability + Property (bundle them with a BOP)

From
49
Month
Instant quote »

All Basic plan benefits and:

  • Bodily injury
  • Damage to third party property
  • Business personal property
  • Personal injury
  • Lost business income
  • Equipment breakdown
Get STANDARD plan

PRO

Get protected against employment-related issues

Business Owners Policy (BOP) + Workers Compensation*

From
49
Month
Instant quote »

All Standard plan benefits and:

  • Coverage for work-related accidents and disease and subsequent:
    • Ongoing medical care (such as rehab)
    • Missed wages during recovery

*plus Workers Compensation

Get PRO plan

CUSTOM

When you have specific requirements

Including Business Interruption, Cyber Liability, etc.

From
___
Month
Instant quote »

ALREADY INSURED?

We will take care of the switching hassle.

Call us at (646) 844-9933 for help and more information

We've Got You Covered with Coverage You Need

Business Owners Policy

Business Owners Policy (BOP) is great for startups with a limited budget. It combines the protection of all the major property and liability risks in one package. It contains Commercial Property and General Liability. Business Income insurance is a typical add-on.

Workers Compensation

Every business owner has the responsibility of making sure that their employees are cared about. Workers' Compensation is a type of insurance that provides workers with health benefits and lost wages when they become sick or injured on the job. By offering this coverage, employees are not allowed to sue for employer negligence.

Crime

This is an absolute necessity, regardless of your business size since most can become victims of crimes like theft, burglary, robbery and other related events. Crime insurance will protect your business from loss of money, securities, inventory or properties resulting from these events.

Business Interruption

Business Interruption protects your business against loss of income or profits after a covered peril. The insurance will cover a loss of income when your business has to close after a covered incident. It also covers extra expenses that your business would have paid for if it was operating. For example, employee salary and the expense of moving to a temporary location.

Act Now, Get Protected Easily, Quickly and Affordably

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Or call (646) 844-9933 anytime.

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Frequently Asked Questions

Why do Art Dealers or Galleries need insurance?

Art dealers or art galleries require insurance to help manage risks. The insurance offers protection from liability loss, property damage, business interruption and other less known incidents. It protects your investment by minimizing the risks associated with unexpected events.

What risks do Art Dealers face?

Art dealers face a lot of unique risks. As a business owner of an art gallery, you are assigned to sell someone’s works of art. Meanwhile, you are liable for any damages during an event or transport. This is a risk every art dealer must take seriously, as each piece of artwork is very valuable. Customers could slip and fall in your gallery and sue you. Also, while artwork is in transit the truck could be involved in an accident and the art could be destroyed. Your business is liable for all damages to the artworks and to other automobiles, passengers, and property if your driver is at fault. Your property and all the artwork inside could also be destroyed by fire or flood. These are some of the expensive risks that art dealers face and insurance helps to provide financial relief if they were to take place.

How much does Insurance cost for Art Dealers?

The cost of insurance varies for art dealers based on the services you offer and the coverage your business needs. Here are some common insurance policies a business has to buy and it's median cost:

  • General Liability insurance costs at $400 in annual premiums.
  • Business Owners (BOP) Policy is $900 in annual premiums.
  • Commercial Auto insurance is $450 in annual premiums.

Contact us and we'll provide the best quotes for your business.

Peace of Mind, At Your Fingertips

CoverWallet utilizes state of the art technology to help small businesses understand and buy customized coverage, get significant savings and conveniently manage their insurance, in a matter of minutes, all through our online platform.

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I didn’t know what type of insurance I needed for my new business so I called CoverWallet and the agent provided me with everything in under an hour!

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There is nothing more that CoverWallet could have done to make the process any faster or easier. They made it as painless as possible.

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Honest and Transparent

5 stars service

Anthony Williams, Contractor

I was extremely satisfied with all services and communications with customer support. I would definitely recommend to others. Thank you CoverWallet!

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