Art Dealer & Art Gallery Insurance

Get business insurance with optimized coverage to meet your exact needs

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  • Get insurance in a snap; insurance that won't take hours to complete

  • Fast and effortless purchase of art gallery insurance

  • Customized insurance unique to art dealers

  • Top-tier service for art dealers

Coverage Plans for All Your Needs

BASIC

Essential coverages to meet client demands


General Liability (GL)

From
39
Month
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Includes:

  • Coverage against claims from bodily injury, property damage and personal injury
  • Coverage for products/completed operations

STANDARD

When you also have equipment or operate from a gallery


General Liability + Property (bundle them with a BOP)

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All Basic plan benefits and:

  • Bodily injury
  • Damage to third party property
  • Business personal property
  • Personal injury
  • Lost business income
  • Equipment breakdown

PRO

Get protected against employment-related issues


Business Owners Policy (BOP) + Workers Compensation*

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All Standard plan benefits and:

  • Coverage for work-related accidents and disease and subsequent:
    • Ongoing medical care (such as rehab)
    • Missed wages during recovery

*plus Workers Compensation

CUSTOM

When you have specific requirements


Including Business Interruption, Cyber Liability, etc.

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We will take care of the switching hassle.

Call us at (646) 844--9933 for help and more information

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Frequently Asked Questions

Why do Art Dealers or Galleries need insurance?

Art dealers or art galleries require insurance to help manage risks. The insurance offers protection from liability loss, property damage, business interruption and other less known incidents. It protects your investment by minimizing the risks associated with unexpected events.

What risks Art Dealers face?

Art dealers face a lot of unique risks. As a business owner of an art gallery, you are assigned to sell someone’s works of art. Meanwhile, you are liable for any damages during an event or transport. This is a risk every art dealer must take seriously, as each piece of artwork is very valuable. Customers could slip and fall in your gallery and sue you. Also, while artwork is in transit the truck could be involved in an accident and the art could be destroyed. Your business is liable for all damages to the artworks and to other automobiles, passengers, and property if your driver is at fault. Your property and all the artwork inside could also be destroyed by fire or flood. These are just some expensive risks that art dealers face, in the case of which insurance helps greatly.

How much does Insurance cost for Art Dealers?

The cost of insurance varies for art dealers based the services you offer and the coverage your business needs. Here are some common insurance policies a business has to buy and it's median cost:

  • General Liability insurance costs at $400 in annual premiums.
  • Business Owners (BOP) Policy is $900 in annual premiums.
  • Commercial Auto insurance is $450 in annual premiums.

Contact us and we'll provide the best quotes for your business.

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