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When you also have equipment or operate from an office
All Basic plan benefits and:
Commercial Property insurance for Apparel Wholesalers will protect your business against damages that may have been caused to your building and its contents due to a covered loss. Covered events include fire, theft, storm and other natural disasters. This policy can also cover the loss of income or pay expenses resulting from property damage.
Product Liability insurance will cover your Apparel Wholesale business from the damage caused by the products you supply to your client. When a client files a lawsuit that the product you supplied has caused them a financial loss, you won't have to pay for any legal or court fees.
Every time you transport your goods, you are at risk of having these supplies stolen, or damaged by an accident. Inland Marine insurance will protect products that are in transit over land. This includes certain types of movable property and the products you provide to your customer.
General Liability will cover your business from common liability claims that arise from your everyday business operations. This includes, but is not limited to, bodily injury, property damage, and advertising mistakes. The insurance will help you pay for the legal expenses like attorney fees and court costs.
These establishments are involved in the wholesale of all types of clothing. This includes all forms of footwear, men’s and women’s clothing, children’s clothing, infant clothing and various forms of accessories.
Your insurance will help cover the cost of property damage and liability claims. Without an insurance, you would have to pay the damages and claims from your business finances.
When you start a business, you face a lot of risks. These risks can potentially lower the profits you can earn if proper risk management is in place. By buying apparel in bulk, you face the risk of large amounts of inventory being destroyed as a result of a drastic incident such as a fire or flood. Destroyed inventory is a huge setback to your business productivity and finances. Employees could become sick or injured on the job, filing claims against your business for employer negligence. There is the possible risk of charges and claims arising against you if the apparel sold to your client causes them a financial loss due to your mistake. These are just some of the many risks that your business can face.
The cost of insurance for apparel wholesalers varies on the type of services you offer and the number of insurance policies you need to carry. To give you an overview, here's a sample computation:
Contact our customer service representatives to give you a quote for the insurance cost of your business.
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