Insurance for Apparel Wholesalers

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Prefer to speak with a CoverWallet consultant? Call (646) 844-9933 anytime.

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  • Affordable insurance made for Apparel Wholesalers

  • Superior service that meets your business needs

Coverage Plans for All Your Needs


Essential coverages to meet client demands

General Liability (GL)

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  • Coverage against claims from bodily injury, property damage and personal injury
  • Coverage for products/completed operations


When you also have equipment or operate from an office

General Liability + Property (bundle them with a BOP)

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All Basic plan benefits and:

  • Bodily injury
  • Damage to third party property
  • Business personal property
  • Personal injury
  • Lost business income
  • Equipment breakdown


Fully cover your business vehicles and cargo

Business Owners Policy (BOP) + Inland Marine

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All Standard plan benefits and:

  • Transit
  • Bailee's customers
  • Motor Truck cargo
  • Installation Floater


When you have specific requirements

Including Workers Compensation, Product Liability, etc.

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We will take care of the switching hassle.

Call us at (646) 844-9933 for help and more information

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Frequently Asked Questions

Why does an Apparel Wholesaler need insurance?

These establishments are involved in the wholesale of all types of clothing. This includes all forms of footwear, men’s and women’s clothing, children’s clothing, infant clothing and various forms of accessories.

Your insurance will help cover the cost of property damage and liability claims. Without an insurance, you would have to pay the damages and claims from your business finances.

What risks do Apparel Wholesalers face?

When you start a business, you face a lot of risks. These risks can potentially lower the profits you can earn if proper risk management is in place. By buying apparel in bulk, you face the risk of large amounts of inventory being destroyed as a result of a drastic incident such as a fire or flood. Destroyed inventory is a huge setback to your business productivity and finances. Employees could become sick or injured on the job, filing claims against your business for employer negligence. There is the possible risk of charges and claims arising against you if the apparel sold to your client causes them a financial loss due to your mistake. These are just some of the many risks that your business can face.

How much does insurance cost for Apparel Wholesalers?

The cost of insurance for apparel wholesalers varies on the type of services you offer and the number of insurance policies you need to carry. To give you an overview, here's a sample computation:

  • General Liability insurance costs around $500 in annual premiums.
  • Commercial Auto insurance costs about $400 in annual premiums.
  • Business Owners Policy (BOP) costs around $900 annually.

Contact our customer service representatives to give you a quote for the insurance cost of your business.

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CoverWallet utilizes state of the art technology to help small businesses understand and buy customized coverage, get significant savings and conveniently manage their insurance, in a matter of minutes, all through our online platform.

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John White, Restaurant Owner

I didn’t know what type of insurance I needed for my new business so I called CoverWallet and the agent provided me with everything in under an hour!

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Laura Campbell, Distributor

There is nothing more that CoverWallet could have done to make the process any faster or easier. They made it as painless as possible.

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Anthony Williams, Contractor

I was extremely satisfied with all services and communications with customer support. I would definitely recommend to others. Thank you CoverWallet!

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