Insurance for Clothing Stores

Get business insurance with optimized coverage to meet your exact needs

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Better, Regardless of Your Size

Coverage Plans for All Your Needs

BASIC

Essential coverages to meet client demands


General Liability (GL)

From
39
Month
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Includes:

  • Coverage against claims from bodily injury, property damage and personal injury
  • Coverage for products/completed operations

STANDARD

When you also have equipment or operate from a retail store


General Liability + Property (bundle them with a BOP)

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All Basic plan benefits and:

  • Bodily injury
  • Damage to third party property
  • Business personal property
  • Personal injury
  • Lost business income
  • Equipment breakdown

PRO

Get protected against employment-related issues


Business Owners Policy (BOP) + Workers Compensation*

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All Standard plan benefits and:

  • Coverage for work-related accidents and disease and subsequent:
    • Ongoing medical care (such as rehab)
    • Missed wages during recovery

*plus Workers Compensation

CUSTOM

When you have specific requirements


Including Business Interruption, Cyber Liability, etc.

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Frequently Asked Questions

Why do Clothing Stores need insurance?

Unexpected expenses can cause your business to collapse financially, particularly from the property damage, third-party injuries, professional liabilities and other legal liabilities. Any of these instances could cost you a lot of money unless you have insurance.

What risks do Clothing Stores face?

Apparel or Clothing stores, like other businesses, face risks that if left unprotected can lead to financial ruin and shut down your business. Here are some risks your apparel store could face:

Theft: Theft is equal to 1.5 percent of your other sales. Although a small number, it could destroy your profit margin if you don't insure against it.

Damage to Inventory: A fire, tornado or any other natural disasters could leave you with a costly supply of damaged inventory.

Customer Injury: If a customer slips inside your property and has a broken leg, you could be looking at many bills for the medical expenses and potential legal expenses if they decide to sue

How much is Clothing Store insurance cost?

On average, clothing stores pay $400 on General Liability policy, $800 on Business Owners Policy (BOP), and $400 on Commercial Auto insurance. These rates are on an annual basis.

Peace of Mind, At Your Fingertips

CoverWallet utilizes state of the art technology to help small businesses understand and buy customized coverage, get significant savings and conveniently manage their insurance, in a matter of minutes, all through our online platform.

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John White, Restaurant Owner

I didn’t know what type of insurance I needed for my new business so I called CoverWallet and the agent provided me with everything in under an hour!

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Laura Campbell, Distributor

There is nothing more that CoverWallet could have done to make the process any faster or easier. They made it as painless as possible.

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Anthony Williams, Contractor

I was extremely satisfied with all services and communications with customer support. I would definitely recommend to others. Thank you CoverWallet!

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You wanted better protection and cheaper pricing. So did we. We baked that dream into everything we've set out to accomplish in building our award winning platform.

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We've built all our fancy tech from scratch, which allows us to get you certificates on demand, free of charge, and for us to find you savings.

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