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Essential coverages to meet client demands
To insure your games, property, and physical space
All Basic plan benefits and:
Get protected against employment-related issues
All Standard plan benefits and:
General Liability insurance protects your amusement arcade from financial loss in the event of third-party property damage, bodily injuries and advertising mistakes. It covers the cost of legal defense and will pay on your behalf for the damages if you are found liable.
Workers' Compensation will cover your employees' wage reimbursement and medical expenses when they get sick or injured on the job. It is a state-mandated insurance that every business requires to carry when you meet a certain number of employees.
Your business relies on the various types of equipment to earn profits. When these, or your commercial property, are damaged or destroyed the income that you would have earned is lost. Business Interruption insurance will pay for the loss of business income you sustain due to the suspension of your operations.
When the products you serve or supply cause personal injury or property damage to your customers, Product Liability insurance is your safety net. This insurance will cover the legal costs and compensation claims made against your business if your customer suffers from a personal injury or a property damage while on your business premises or while using your products or services.
In this industry, individuals involved provide space for different forms of entertainment and amusements. This includes bowling alleys of all types (traditional ten-pin, duckpin, etc.), video game arcades, and family fun centers. This can include big-branded entertainment centers with a variety of coin-operated games but excludes gambling establishments.
Insurance is meant to protect you and your business, should any unforeseen events happen to your business. Without insurance, you will leave your business unprotected which could lead to a sudden financial breakdown.
Risks cannot be avoided, and every business comes with risks. Snowstorms, floods, fires, vandalism, theft and other events can damage your physical property and hinder your business's ability to operate. Even if the property is not completely destroyed, you still won't be able to operate while repairs are underway.
There are risks involved when you hire an employee. They could become sick or injured at work. Your employee can file for employer malpractice if they deem it necessary. Also, a customer can file charges against your business when they slip and fall inside your property. They could file for misleading them if in case there is a mistake in your advertising. These are just some of the many risks amusement arcades face.
The cost varies on how many insurances you need to carry.
For instance, a General Liability insurance will cost around $500 in annual premiums. Commercial Property costs $400 in insurance premiums.
The insurance cost for amusement arcades varies on the type of insurance you need. Call our customer service representatives to get the best quotes for your insurance without obligation.
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